Montgomery County property record for 7405 Cinnabar Ter, Gaithersburg, MD 20879
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,152 sqft · built 1986 |
| Lot Size | 0.172 acres (7,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Nov 2021) |
| Tax Bill | $6,098 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02553257 |
| Primary APN | 01-02553257 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,152 sqft Living Area |
| Gross Area | 2,416 sqft |
| 1st Floor Area | 984 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,498 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02553257 |
|---|---|
| Street Address | 7405 CINNABAR TER |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-4575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HADLEY FARMS |
| Legal Subdivision | HADLEY FARMS |
| Legal Block | F |
| Legal Lot Number | 23 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 700105 |
7405 Cinnabar Ter is owned and occupied by two individuals who bought it in November 2021.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7405 CINNABAR TER, GAITHERSBURG, MD 20879-4575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage M & T BANK |
| Oct 12, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on File |
| Deed Sale | Nov 24, 2021 · Amount on File |
| Prior Sale | Jun 30, 1993 · Amount on File |
| Deed Book / Page | 64695 / 96 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 24, 2021 |
| Property Address | 7405 CINNABAR TER, GAITHERSBURG, MD 20879-4575 |
| Document Number | 0646950096 |
| Book / Page | 64695 / 96 |
| Map Reference | MB 134 PL 15537 |
| Instrument Date | Nov 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7405 CINNABAR TER, GAITHERSBURG, MD 20879-4575 |
| Document Number | 64695107 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 64695/107 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Number | 0647330350 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 64733/350 |
| Name | NEW AMERICA FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 50 Months |
| Due | Feb 1, 2026 |
| Rate | 7.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7405 CINNABAR TER, GAITHERSBURG, MD 20879-4575 |
| Document Number | 0552660194 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 7405 CINNABAR TER GAITHERSBURG MD 208794575, GAITHERSBURG, MD 20879-4575 |
| Document Number | 0552660194 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 055266/000194 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 7405 Cinnabar Ter was $6,098.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $522,800 (+8.18%) Land $184,600 Building $338,200 | $522,800 (-) Land $184,600 Building $338,200 | |
| 2025 | $6,098.00 | $483,267 | $522,800 Land $184,600 Building $338,200 |
| 2023 | $404,200 Land $184,600 Building $219,600 | $404,200 Land $184,600 Building $219,600 | |
| 2022 | $4,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7405 Cinnabar Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7405 Cinnabar Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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