Montgomery County property record for 7404 Cinnabar Ter, Gaithersburg, MD 20879
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,828 sqft · built 1985 |
| Lot Size | 0.241 acres (10,514 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $459,000 (Feb 2020) |
| Tax Bill | $6,842 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02553281 |
| Primary APN | 01-02553281 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,828 sqft Living Area |
| Gross Area | 3,136 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,514 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02553281 |
|---|---|
| Street Address | 7404 CINNABAR TER |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-4575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HADLEY FARMS |
| Legal Subdivision | HADLEY FARMS |
| Legal Block | F |
| Legal Lot Number | P26 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 700105 |
7404 Cinnabar Ter is owned and occupied by two individuals who bought it in February 2020.
Source: Montgomery County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7404 CINNABAR TER, GAITHERSBURG, MD 20879-4575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 18, 2020 | Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC |
| Jun 21, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2020 · Amount on File |
| Deed Sale | Feb 18, 2020 · Amount on File |
| Prior Sale | May 10, 1999 · Amount on File |
| Deed Book / Page | 59066 / 386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7404 CINNABAR TER, GAITHERSBURG, MD 20879-4575 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 7404 CINNABAR TER, GAITHERSBURG, MD 20879-4575 |
| Document Number | 0648280264 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 64828/264 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 18, 2020 |
| Property Address | 7404 CINNABAR TER, GAITHERSBURG, MD 20879-4575 |
| Document Number | 0590660386 |
| Book / Page | 59066 / 386 |
| Map Reference | MB 134 PL 15537 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 744 CLOPPER RD APT 34, 744, GAITHERSBURG, MD 20878-1307 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7404 CINNABAR TER, GAITHERSBURG, MD 20879-4575 |
| Document Number | 59066394 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 59066/394 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7404 CINNABAR TER, GAITHERSBURG, MD 20879-4575 |
| Document Number | 0564910125 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7404 CINNABAR TER GAITHERSBURG MD 208794575, GAITHERSBURG, MD 20879-4575 |
| Document Number | 0564910125 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 056491/000125 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 19, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 7404 Cinnabar Ter was $6,842.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $589,200 (+7.53%) Land $195,500 Building $393,700 | $589,200 (-) Land $195,500 Building $393,700 | |
| 2025 | $6,842.00 | $547,933 | $589,200 Land $195,500 Building $393,700 |
| 2023 | $465,400 Land $195,500 Building $269,900 | $465,400 Land $195,500 Building $269,900 | |
| 2022 | $4,683.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7404 Cinnabar Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7404 Cinnabar Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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