7404 Kellys Store Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 7404 Kellys Store Rd, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,668 sqft · built 2023
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Aug 2022)
Tax Bill	$7,937 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`15-363991`

Property Details

APN / Parcel Number

Primary APN	`15-363991`
Alternative APN	`363991`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,668 sqft Living Area
Gross Area	4,068 sqft
1st Floor Area	1,582 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	363991
Street Address	7404 KELLYS STORE RD
City	THURMONT
State	MD
Zip	21788-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 2 SECT 1 1.47 ACRES GREEN SPRING
Legal Subdivision	AND REMAINDER
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	1
Census Block	1015
Census Tract	753001

Owner

7404 Kellys Store Rd is owned and occupied by an individual who bought it in August 2022.

Source: Frederick County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7404 KELLYS STORE RD, THURMONT, MD 21788-3011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 20, 2022	Deed, Construction Loan · Construction Mortgage WOODSBORO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on File
Deed Sale	Aug 30, 2022 · Amount on File
Prior Sale	Jan 20, 2022 · Amount on File
Deed Book / Page	16109 / 391
Record Updated	Jun 8, 2026

August 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 30, 2022
Property Address	7404 KELLYS STORE RD, THURMONT, MD 21788-3011
Document Number	0161090391
Book / Page	16109 / 391
Map Reference	PL 81 FO 164
Instrument Date	Aug 25, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2023
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7404 KELLYS STORE RD, THURMONT, MD 21788-3011

Mortgage

Document Number	0016109398
Date	Aug 30, 2022
Instrument	16109/398

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

January 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 20, 2022
Property Address	7404 KELLYS STORE RD, THURMONT, MD 21788-3011
Document Number	0156720105
Book / Page	15672 / 105
Map Reference	PL 81 FO 164
Instrument Date	Dec 29, 2021
Transaction Type	Construction Loan
Record Updated	Sep 27, 2023
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Tax	$587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11909 GREY SQUIRREL ST, CLARKSBURG, MD 20871-6355
Investor	Possibly a Property Investor

Mortgage

Document Number	0015672109
Date	Jan 20, 2022
Instrument	15672/109

Lender

Name	WOODSBORO BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,937.00 (+31.47%)	$642,333 (+26.54%)	$709,700 (+39.81%) Land $83,700 Building $626,000
2023	$6,037.00	$507,600 Land $83,700 Building $423,900	$507,600 Land $83,700 Building $423,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7404 Kellys Store Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7404 Kellys Store Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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