Frederick County property record for 7318 Kellys Store Rd, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,416 sqft · built 1975 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,900 (Jun 1985) |
| Tax Bill | $3,089 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-323132 |
| Primary APN | 15-323132 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 50,530 sqft |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 247 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 323132 |
|---|---|
| Street Address | 7318 KELLYS STORE RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 4 SECT 1 1.16 AC KELLYS STORE ROAD KESSELRING SUB |
| Legal Subdivision | KELLYS STORE ROAD KESSELRING SUB |
| Legal Lot Number | 4 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 753001 |
7318 Kellys Store Rd is owned and occupied by two individuals who bought it in June 1985.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7318 KELLYS STORE RD, THURMONT, MD 21788-3030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 1985 · Amount on File |
| Deed Sale | Jun 11, 1985 · Amount on File |
| Deed Book / Page | 1285 / 186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7318 KELLYS STORE RD, THURMONT, MD 21788-3030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0123810155 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 12381/0155 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Lending Institution |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7318 Kellys Store Rd was $3,089 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,900 Land $81,200 Building $193,700 | $274,900 Land $81,200 Building $193,700 | |
| 2025 | $3,089.00 | ||
| 2023 | $2,691.00 Homeowner's exemption | $217,000 Land $81,200 Building $135,800 | $217,000 Land $81,200 Building $135,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7318 Kellys Store Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7318 Kellys Store Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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