7404 Albemarle Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7404 Albemarle Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,462 sqft · built 2019
Lot Size	0.421 acres (18,339 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2019)
Tax Bill	$5,361 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4614-29-8155`

Property Details

APN / Parcel Number

Primary APN	`4614-29-8155`
Alternative APNs	`280101` `92402`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,462 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Lot Area	18,339 sqft (0.421 acres)
Pool Type	Pool with Hot Tub/Spa
Pool Area	700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	280101
Street Address	7404 ALBEMARLE DR
City	DENVER
State	NC
Zip	28037-6534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#10 COVINGTON@LAKENORMAN
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2018
Census Tract	71203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Terrell Historic District listed 1986 · 11 contributing resources · NRIS 86001685

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7404 ALBEMARLE DR, DENVER, NC 28037-6534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TJC MORTGAGE INC
Jun 21, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG
Jan 4, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	2019594119
Deed Book / Page	2825 / 742
Last Transfer Date	Aug 28, 2020
Transfer Doc	2947185
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Sep 3, 2020
Property Address	7404 ALBEMARLE DR, DENVER, NC 28037-6534
Document Number	2947185
Book / Page	2947 / 185
Map Reference	MB 16 PG 320&321
Instrument Date	Aug 28, 2020
Instrument	615320
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CLIENTFIRST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7404 ALBEMARLE DR, DENVER, NC 28037-6534

Mortgage

Document Number	615321
Date	Sep 3, 2020
Instrument	615321

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 21, 2019
Property Address	7404 ALBEMARLE DR, DENVER, NC 28037-6534
Document Number	2825742
Book / Page	002825 / 000742
Instrument Date	Jun 20, 2019
Instrument	594119
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 1, 2019
Title Company	DHI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7404 ALBEMARLE DR DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2825744
Date	Jun 21, 2019
Book Page	002825/000744
Instrument	594120

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 4, 2019
Property Address	7404 ALBEMARLE DR, DENVER, NC 28037-6534
Document Number	2790583
Book / Page	002790 / 000583
Instrument Date	Dec 26, 2018
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$146.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8001 ARROWRIDGE BIVD CHARLOTTE NC 28273, CHARLOTTE, NC 28273

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,361.00 (+0.62%)	$857,552 (-) Land $82,000 Building $775,552	$857,552 (-) Land $82,000 Building $775,552
2025	$5,328.00 (+0.7%)	$857,552 (-) Land $82,000 Building $775,552	$857,552 (-) Land $82,000 Building $775,552
2023	$5,291.00	$857,552 Land $82,000 Building $775,552	$857,552 Land $82,000 Building $775,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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