7392 Albemarle Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7392 Albemarle Dr, Denver, NC 28037 · Last verified November 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,611 sqft · built 2016
Lot Size	0.457 acres (19,950 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Mar 2017)
Tax Bill	$4,340 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4614-29-6155`

Property Details

APN / Parcel Number

Primary APN	`4614-29-6155`
Alternative APNs	`223460` `92404`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	17 Rooms
Stories	3 Stories
Building Area	3,611 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Custom Design
Lot Area	19,950 sqft (0.457 acres)
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	223460
Street Address	7392 ALBEMARLE DR
City	DENVER
State	NC
Zip	28037-6533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#12 COVINGTON@LAKENORMAN
Legal Subdivision	COVINGTON/LK NORMAN SUB PH 1 M
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2018
Census Tract	71203

Owner

Source: Lincoln County records · APN 4614-29-6155

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7392 ALBEMARLE DR, DENVER, NC 28037-6533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Mar 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 20, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BK
Mar 16, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Deed Document Number	0000026533
Deed Book / Page	2653 / 3
Record Updated	Jun 07, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7392 ALBEMARLE DR, DENVER, NC 28037-6533
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7392 ALBEMARLE DR, DENVER, NC 28037-6533

Mortgage

Document Number	0003188600
Date	Aug 15, 2022
Book Page	3188/600
Instrument	656396

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	176 Months
Due	Apr 29, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7392 ALBEMARLE DR, DENVER, NC 28037-6533
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3012585
Date	Mar 01, 2021
Book Page	3012/585
Instrument	626253

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7392 ALBEMARLE DR, DENVER, NC 28037-6533
Document Number	2826405
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 03, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7392 ALBEMARLE DR DENVER NC 280376533, DENVER, NC 28037-6533

Mortgage

Document Number	2826405
Date	Jun 25, 2019
Book Page	002826/000405
Instrument	594239

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2034

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 16, 2017
Property Address	7392 ALBEMARLE DR, DENVER, NC 28037-6533
Document Number	26533
Book / Page	002653 / 000003
Instrument Date	Mar 15, 2017
Instrument	560190
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7392 ALBEMARLE DR DENVER NC 280376533, DENVER, NC 28037-6533

Mortgage

Document Number	26535
Date	Mar 16, 2017
Book Page	002653/000005
Instrument	560191

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,340.00	$699,901 Land $82,000 Building $617,901	$699,901 Land $82,000 Building $617,901

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of North Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Terrell Historic District listed 1986 · 11 contributing resources · NRIS 86001685

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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