7403 Ida Center Rd, Ida, MI 48140 Property Records

Monroe County property record for 7403 Ida Center Rd, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1972
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jul 2021)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`08-023-002-20`

Property Details

APN / Parcel Number

Primary APN	`08-023-002-20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	29,621 sqft (0.68 acres)
Lot Depth	300 ft Depth

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7403 IDA CENTER RD
City	IDA
State	MI
Zip	48140-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	2018R13144 880-395 1116-729 SEC 23 T7S R7E 0.68 A COM AT A PT ON CL OF IDA CENTER RD 916.75 FT N 89 DEG 50'W FR NE COR OF SEC
Legal Range	07E
Legal Township	07S
Legal Section	23
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	4
Census Block	4009
Census Tract	832800

Owner

7403 Ida Center Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7403 IDA CENTER RD, IDA, MI 48140-9745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Jul 25, 2018	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN ST HSNG DEV AUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Jul 25, 2018 · Amount on File
Deed Document Number	202117398
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jul 16, 2026
Property Address	7403 IDA CENTER RD, IDA, MI 48140-9745
Document Number	0000012526
Instrument Date	Jul 11, 2026
Instrument	202612526
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7403 IDA CENTER RD, IDA, MI 48140-9745

Mortgage

Document Number	0000012526,
Date	Jul 16, 2026
Instrument	202612526

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 1, 2021
Property Address	7403 IDA CENTER RD, IDA, MI 48140-9745
Document Number	2021R17398
Instrument Date	Jun 22, 2021
Instrument	2021R17398
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7403 IDA CENTER RD, 7403, IDA, MI 48140-9745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7403 IDA CENTER RD, IDA, MI 48140-9745

Mortgage

Document Number	2021R17399
Date	Jul 1, 2021
Instrument	2021R17399

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 25, 2018
Property Address	7403 IDA CENTER RD, IDA, MI 48140-9745
Document Number	0000013144
Instrument Date	Jul 9, 2018
Instrument	13144
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4144 LEWIS AVE IDA MI 481409756, IDA, MI 48140-9756

Mortgage

Document Number	12588
Date	Jul 25, 2018
Instrument	12588

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	12587,
Date	Jul 25, 2018
Instrument	12587

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7403 Ida Center Rd was $2,665 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,100 Land $11,600 Building $112,500	$248,200 Land $23,200 Building $225,000
2025	$2,665.00 Homeowner's exemption
2023	$2,119.00 Homeowner's exemption	$90,900	$181,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7403 Ida Center Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7403 Ida Center Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Frontier, T-Mobile.

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