7288 Ida Center Rd, Ida, MI 48140 Property Records

Monroe County property record for 7288 Ida Center Rd, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,305 sqft · built 1963
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2021)
Tax Bill	$3,247 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-014-022-00`

Property Details

APN / Parcel Number

Primary APN	`08-014-022-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft
Basement Area	1,305 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Lot Area	31,363 sqft (0.72 acres)
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7288 IDA CENTER RD
City	IDA
State	MI
Zip	48140-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	2019R06597 1447-768 SEC 14 T7S R7E .716 A COM AT A PT ON C LI OF IDA CENTER RD 615.87 FT S 89 DEG 50'E FR SW COR OF SD SE 1/4
Legal Range	07E
Legal Township	07S
Legal Section	14
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	4
Census Block	4011
Census Tract	832800

Owner

7288 Ida Center Rd is owned and occupied by an individual who bought it in November 2021.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	7288 IDA CENTER RD, IDA, MI 48140-9745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Nov 15, 2021	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE
Apr 23, 2019	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Apr 23, 2019 · Amount on File
Deed Document Number	202129321
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7288 IDA CENTER RD, IDA, MI 48140-9745
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7288 IDA CENTER RD, IDA, MI 48140-9745

Mortgage

Document Number	0000018744
Date	Dec 27, 2023
Instrument	2023R18744

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	IDA, MI 48140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 13, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 15, 2021
Property Address	7288 IDA CENTER RD, IDA, MI 48140-9745
Document Number	0000029321
Instrument Date	Nov 10, 2021
Instrument	2021R29321
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15530 S TELEGRAPH RD, MONROE, MI 48161-5520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7288 IDA CENTER RD, IDA, MI 48140-9745

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 23, 2019
Property Address	7288 IDA CENTER RD, IDA, MI 48140-9745
Document Number	0000006597
Instrument Date	Apr 15, 2019
Instrument	6597
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,719.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 TWIN OAKS CT MONROE MI 481625103, MONROE, MI 48162-5103

Mortgage

Document Number	6676
Date	Apr 23, 2019
Instrument	6676

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7288 Ida Center Rd was $3,247 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,700 Land $141,700	$283,400 Land $283,400
2025	$3,247.00 Homeowner's exemption
2023	$2,567.00 Homeowner's exemption	$110,800	$221,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7288 Ida Center Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7288 Ida Center Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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