Thurston County property record for 7402 38th Loop SE, Lacey, WA 98503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,976 sqft · built 1979 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $448,750 (Nov 2022) |
| Tax Bill | $10 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4571-00-01100 |
| Primary APN | 4571-00-01100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,976 sqft Finished Area |
| 1st Floor Area | 1,274 sqft |
| 2nd Floor Area | 1,274 sqft |
| Upper Floors Area | 1,274 sqft |
| Basement Area | 702 sqft |
| Finished Basement | 702 sqft |
| Flooring | Carpet |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Entry |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Built-in |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 196 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 7402 38TH LOOP SE |
|---|---|
| City | LACEY |
| State | WA |
| Zip | 98503-7104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 27 TOWNSHIP 18 RANGE 1W QUARTER SE SE PLAT EASTWOOD ESTATES LT 11 DOCUMENT 020/067 |
| Legal Range | 01W |
| Legal Township | 18N |
| Legal Section | 27 |
| Legal Quarter | SE |
| Legal Subdivision | EASTWOOD ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | THURSTON WA |
| Township / Civil Division | OLYMPIA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11422 |
Source: Thurston County records · APN 4571-00-01100
Assessment roll updated January 1, 2026 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7402 38TH LOOP SE, LACEY, WA 98503-7104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 22, 2021 | Deed of Trust, Mortgage · Line of Credit TWINSTAR CU |
| Nov 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on Record |
| Deed Sale | Nov 18, 2022 · Amount on Record |
| Prior Sale | Oct 30, 2015 · Amount on Record |
| Deed Document Number | 4959283 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 7402 38TH LOOP SE, LACEY, WA 98503-7104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 7402 38TH LOOP SE, LACEY, WA 98503-7104 |
| Document Number | 0005087027 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 5087027 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 7402 38TH LOOP SE, LACEY, WA 98503-7104 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | CHICAGO TITLE LACEY |
| Name | Verified Name |
|---|
| Document Number | 0004860611 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 4860611 |
| Name | TWINSTAR CU |
|---|---|
| Type | Credit Union |
| Address | OLYMPIA, WA 98507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 21, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Nov 18, 2022 |
| Property Address | 7402 38TH LOOP SE, LACEY, WA 98503-7104 |
| Document Number | 0004959283 |
| Map Reference | VOL 20 PG 67-70 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 4959283 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Title Company | CHICAGO TITLE LACEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,180.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7402 38TH LOOP SE, LACEY, WA 98503-7104 |
| Document Number | 0004959284 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 4959284 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 7402 38TH LOOP SE, LACEY, WA 98503-7104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004771320 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 4771320 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Thurston County records · Assessment roll updated January 1, 2026 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Lacey City |
| Unified School District | North Thurston Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10.00 (-99.75%) | ||
| 2025 | $466,400 (+10.81%) Land $157,800 Building $308,600 | $466,400 (+10.81%) Land $157,800 Building $308,600 | |
| 2023 | $4,007.00 | ||
| 2022 | $420,900 Land $93,500 Building $327,400 | $420,900 Land $93,500 Building $327,400 |
Source: FEMA National Flood Hazard Layer as of May 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
Based on FCC filings for 368 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LACEY WATER DEPARTMENT serves 105,178 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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