Thurston County property record for 7305 38th Loop SE, Lacey, WA 98503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,658 sqft · built 1979 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $428,000 (Sep 2026) |
| Tax Bill | $5,442 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45710002400 |
| Primary APN | 45710002400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,658 sqft Living Area |
| Gross Area | 3,098 sqft |
| 1st Floor Area | 1,688 sqft |
| Basement Area | 970 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Plywood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 12,500 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 178 sqft |
| Patio Area | 178 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 7305 38TH LOOP SE |
|---|---|
| City | LACEY |
| State | WA |
| Zip | 98503-7101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD 0-4 |
| Legal Description | SECTION 27 TOWNSHIP 18 RANGE 1W QUARTER SE SE PLAT EASTWOOD ESTATES LT 24 DOCUMENT 020/067 |
| Legal Range | 01 |
| Legal Township | 18 |
| Legal Section | 27 |
| Legal Subdivision | EASTWOOD ESTATES |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | THURSTON WA |
| Township / Civil Division | OLYMPIA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11422 |
Source: Thurston County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7305 38TH LOOP SE, LACEY, WA 98503-7101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage MLD MORTGAGE INC |
| Jul 26, 2021 | Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU |
| Apr 25, 2022 | Warranty Deed, Transfer CW TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2026 · Amount on Record |
| Deed Sale | Sep 21, 2026 · Amount on Record |
| Prior Sale | Apr 25, 2022 · Amount on Record |
| Deed Document Number | 20265116868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Sep 21, 2026 |
| Property Address | 7305 38TH LOOP SE, LACEY, WA 98503-7101 |
| Document Number | 0005116868 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 20265116868 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | CW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $691,648.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0005116869, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 20265116869 |
| Name | MLD MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 7305 38TH LOOP SE, OLYMPIA, WA 98503-7101 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0004869472 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 4869472 |
| Name | WASHINGTON STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | OLYMPIA, WA 98501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Apr 25, 2022 |
| Property Address | 7305 38TH LOOP SE, OLYMPIA, WA 98503-7101 |
| Document Number | 0004928013 |
| Map Reference | VOL 20 PG 67-70 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 4928013 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | CW TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,445.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Investor | Possibly a Property Investor |
Source: Thurston County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Lacey City |
| Unified School District | North Thurston Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,442.00 (+16.03%) | ||
| 2025 | $524,900 (+6.67%) Land $156,500 Building $368,400 | $524,900 (+6.67%) Land $156,500 Building $368,400 | |
| 2024 | $4,690.00 (+0.15%) | ||
| 2023 | $4,683.00 | ||
| 2022 | $492,100 Land $91,400 Building $400,700 | $492,100 Land $91,400 Building $400,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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