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7401 Folger Dr, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 7401 Folger Dr, Charlotte, NC 28226 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,178 sqft · built 1968
Lot Size0.367 acres (16,009 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Jan 2020)
Tax Bill$4,840 (2023)
Deeds & MortgagesNov 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN187-214-10

Property Details

APN / Parcel Number

Primary APN187-214-10

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,178 sqft Heated Area
Gross Area2,395 sqft
1st Floor Area1,303 sqft
Upper Floors Area900 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,009 sqft (0.367 acres)
PorchPorch
Porch Area192 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number187-214-10
Street Address7401 FOLGER DR
CityCHARLOTTE
StateNC
Zip28226-5865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL14 BB M11-171
Legal SubdivisionOLD FARM
Legal BlockB
Legal Lot Number14
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3003
Census Tract2908

Owner

Source: Mecklenburg County records · APN 187-214-10

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7401 FOLGER DR, CHARLOTTE, NC 28226-5865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Jan 21, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 2020 · Amount on Record
Deed SaleJan 21, 2020 · Amount on Record
Prior SaleMay 29, 2009 · Amount on Record
Deed Document Number0003421760
Deed Book / Page34217 / 60
Record UpdatedJun 07, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7401 FOLGER DR, CHARLOTTE, NC 28226-5865
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000217788
DateNov 16, 2021
Book Page36765/458
Instrument2021217788
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28207
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateDec 01, 2026
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.37%
IndexOther
Max Rate7.37%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 21, 2020
Property Address7401 FOLGER DR, CHARLOTTE, NC 28226-5865
Document Number0000008809
Book / Page34217 / 60
Map ReferenceMB 11 PG 171
Instrument DateJan 15, 2020
Instrument2020008809
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10037 DEVEREAUX DR, 10037, MATTHEWS, NC 28105-6706

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008810
DateJan 21, 2020
Book Page34217/063
Instrument2020008810
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190029083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 184 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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