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7227 Folger Dr, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 7227 Folger Dr, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,712 sqft · built 1963
Lot Size0.476 acres (20,754 sqft)
OwnerIndividual Name on File
Last Sale$840,000 (Sep 2022)
Tax Bill$8,027 (2023)
Deeds & MortgagesSep 2022 Transfer
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN187-221-12

Property Details

APN / Parcel Number

Primary APN187-221-12

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,712 sqft Heated Area
Gross Area2,833 sqft
1st Floor Area1,668 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Architectural StyleSplit Level
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,754 sqft (0.476 acres)
PorchPorch
Porch Area121 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number187-221-12
Street Address7227 FOLGER DR
CityCHARLOTTE
StateNC
Zip28270-5953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL6 B3 M9-71
Legal SubdivisionLANDSDOWNE
Legal Block3
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2005
Census Tract2004

Owner

7227 Folger Dr is owned and occupied by an individual who bought it in September 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address7227 FOLGER DR, CHARLOTTE, NC 28270-5953
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Correction Deed
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Sep 26, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Mar 16, 2022Warranty Deed, Transfer · Commercial Mortgage
BELL ROCK INCOME FUND 1 LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2022 · Amount on File
Deed SaleSep 26, 2022 · Amount on File
Prior SaleMar 16, 2022 · Amount on File
Deed Document Number0037669216
Deed Book / Page37669 / 216
Record UpdatedJun 7, 2026

September 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionMECKLENBURG NC
Recording DateSep 26, 2022
Property Address7227 FOLGER DR, CHARLOTTE, NC 28270-5953
Document Number0000135035
Book / Page37668 / 596
Map ReferenceMB 9 PG 71
Instrument DateSep 26, 2022
Instrument2022135035
Record UpdatedMay 25, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3001 WREN WAY CT, MONROE, NC 28110-7778

Transferred To (Grantee/Buyer)

NameVerified Name
Address3001 WREN WAY CT, MONROE, NC 28110-7778
InvestorPossibly a Property Investor

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 26, 2022
Property Address7227 FOLGER DR, CHARLOTTE, NC 28270-5953
Document Number0000135135
Book / Page37669 / 216
Map ReferenceMB 9 PG 71
Instrument DateSep 26, 2022
Instrument2022135135
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3001 WREN WAY CT, MONROE, NC 28110-7778

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7227 FOLGER DR, CHARLOTTE, NC 28270-5953

Mortgage

Document Number0000135136
DateSep 26, 2022
Instrument2022135136
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 16, 2022
Property Address7227 FOLGER DR, CHARLOTTE, NC 28270-5953
Document Number0000041060
Book / Page37158 / 924
Map ReferenceMB 9 PG 74
Instrument DateMar 11, 2022
Instrument2022041060
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyLINCOLN TITLE INSURANCE, LION TITLE INSURANCE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6524 STONLEY CIR SW, OCEAN ISLE BEACH, NC 28469-5862

Transferred To (Grantee/Buyer)

NameVerified Name
Address7227 FOLGER DR, CHARLOTTE, NC 28270-5953
InvestorPossibly a Property Investor

Mortgage

Document Number0000041061
DateMar 16, 2022
Instrument2022041061
Lender
NameBELL ROCK INCOME FUND 1 LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 7227 Folger Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2000)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7227 Folger Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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