7401 Cedar Grove Ln, Elkridge, MD 21075 Property Records

Howard County property record for 7401 Cedar Grove Ln, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,296 sqft · built 1999
Lot Size	0.069 acres (3,017 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jun 2007)
Tax Bill	$5,073 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-299948`

Property Details

APN / Parcel Number

Primary APN	`01-299948`
Alternative APN	`299948`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,296 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,017 sqft (0.069 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	299948
Street Address	7401 CEDAR GROVE LN
City	ELKRIDGE
State	MD
Zip	21075-7915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	LOT 110 3,017 SQ' 7401 CEDAR GROVE LN NEW COLONY VILLAGE
Legal Subdivision	NEW COLONY VILLAGE
Legal Lot Number	110
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2043
Census Tract	601203

Owner

7401 Cedar Grove Ln is owned and occupied by two individuals who acquired it in March 2020.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7401 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 21, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2007 · Amount on File
Deed Sale	Jun 14, 2007 · Amount on File
Prior Sale	Aug 22, 2005 · Amount on File
Deed Document Number	200778790
Deed Book / Page	10738 / 249
Last Transfer Date	Mar 11, 2020
Transfer Doc	0192920487
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7401 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FREESTATE TITLE CONSULTANTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174830116
Date	Mar 9, 2017
Book Page	17483/116
Instrument	17483-116

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7401 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209160165
Date	Sep 17, 2021
Book Page	20916/165

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Oct 1, 2033

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 15, 2020
Property Address	7401 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Document Number	0192920487
Book / Page	019292 / 000487
Instrument Date	Mar 11, 2020
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7401 CEDAR GROVE LN ELKRIDGE MD 210757915, ELKRIDGE, MD 21075-7915

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7401 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Document Number	0192270140
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7401 CEDAR GROVE LN ELKRIDGE MD 210757915, ELKRIDGE, MD 21075-7915

Mortgage

Document Number	0192270140
Date	Mar 10, 2020
Book Page	019227/000140

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 9, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 7401 Cedar Grove Ln was $5,073, up 6.5% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,073.00 (+6.49%)	$340,500 (+6.34%) Land $100,000 Building $240,500	$340,500 (-) Land $100,000 Building $240,500
2025	$4,764.00 (+6.53%)	$320,200	$340,500 Land $100,000 Building $240,500
2024	$4,472.00
2023		$279,600 Land $70,000 Building $209,600	$279,600 Land $70,000 Building $209,600
2022	$3,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7401 Cedar Grove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7401 Cedar Grove Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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