7400 Laurel Oak Ln, Cincinnati, OH 45237 Property Records

Hamilton County property record for 7400 Laurel Oak Ln, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,226 sqft · built 2001
Lot Size	1.05 acres (45,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$611,000 (May 2023)
Tax Bill	$12,904 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`526-0080-0103-00`

Property Details

APN / Parcel Number

Primary APN	`526-0080-0103-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,226 sqft Living Area
Gross Area	5,635 sqft
1st Floor Area	2,576 sqft
Basement Area	2,576 sqft
Finished Basement	650 sqft
Unfinished Basement	1,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	45,956 sqft (1.05 acres)
Lot Dimensions	217 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	249 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7400 LAUREL OAK LN
City	CINCINNATI
State	OH
Zip	45237-2934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL OAK LN 165.46 X 217.76 IRR-LOT 91 MEADOW RIDGE 3RD SUB BLK B PT 2
Legal Subdivision	MEADOW RIDGE 3RD SUB
Legal Block	B
Legal Lot Number	91
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	3
Census Block	3003
Census Tract	23300

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7400 LAUREL OAK LN, CINCINNATI, OH 45237-2934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Mar 26, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 11, 2023	Executor's Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	May 23, 2001 · Amount on Record
Deed Document Number	202331390
Deed Book / Page	14914 / 239
Prior Transfer Date	Sep 11, 2015
Prior Transfer Doc	0000108198
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7400 LAUREL OAK LN, CINCINNATI, OH 45237-2934
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL OF COMPANIES I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015656
Date	Feb 4, 2021
Book Page	14348/2480
Instrument	2021-0015656

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 26, 2026
Property Address	7400 LAUREL OAK LN, CINCINNATI, OH 45237-2934
Document Number	0000022727
Book / Page	15631 / 2283
Map Reference	MB 9 PG 15&16
Instrument Date	Mar 16, 2026
Instrument	2026-0022727
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7400 LAUREL OAK LN, CINCINNATI, OH 45237-2934

Mortgage

Document Number	0000022728
Date	Mar 26, 2026
Instrument	2026-0022728

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HAMILTON OH
Recording Date	May 11, 2023
Property Address	7400 LAUREL OAK LN, CINCINNATI, OH 45237-2934
Document Number	0000031390
Book / Page	14914 / 239
Map Reference	MB 9 PG 15&16
Instrument Date	Mar 28, 2023
Instrument	2023-0031390
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$611.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7256 LAUREL OAK LN, CINCINNATI, OH 45237-2930

Mortgage

Document Number	0000031391
Date	May 11, 2023
Instrument	2023-0031391

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	12.2%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,904.00 (+3.12%)	$213,851 (+%) Land $37,258 Building $176,593	$611,000 (-) Land $106,450 Building $504,550
2024	$12,513.00 (-7.69%)	$213,850 (-5.62%) Land $37,257 Building $176,593
2023	$13,555.00 (+8.38%)	$226,587 (+25.06%) Land $37,258 Building $189,329	$611,000 (+18.03%) Land $106,450 Building $504,550
2022	$12,507.00 Homeowner's exemption	$181,182 Land $30,076 Building $151,106
2020			$517,660 Land $85,930 Building $431,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1979–2019)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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