740 Spruce St, Wauseon, OH 43567 Property Records

Fulton County property record for 740 Spruce St, Wauseon, OH 43567

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,243 sqft · built 1975
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Nov 2007)
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-008692-00.000`

Property Details

APN / Parcel Number

Primary APN	`06-008692-00.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	1,243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	288 sqft
Patio Area	348 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	740 SPRUCE ST
City	WAUSEON
State	OH
Zip	43567-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALBERT HUNERS 3RD EXT LOT 090
Legal Range	00
Legal Township	00
Legal Section	09
Legal Subdivision	ALBERT HUNER SUBDIVISION
Legal Lot Number	90
Jurisdiction	FULTON OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1028
Census Tract	40702

Owner

740 Spruce St is owned and occupied by an individual who bought it in November 2007.

Source: Fulton County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	740 SPRUCE ST, WAUSEON, OH 43567-1804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Aug 19, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Aug 30, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2007 · Amount on File
Deed Sale	Nov 20, 2007 · Amount on File
Prior Sale	May 5, 2004 · Amount on File
Deed Document Number	2007178725
Deed Book / Page	275 / 3663
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	740 SPRUCE ST, WAUSEON, OH 43567-1804
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	368/2132
Date	Aug 12, 2021
Book Page	368/2132
Instrument	202100004656

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	740 SPRUCE ST, WAUSEON, OH 43567-1804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	362/306
Date	Aug 19, 2020
Book Page	362/306
Instrument	202000260977

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2040

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	740 SPRUCE ST, WAUSEON, OH 43567-1804
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0349/1973
Date	Aug 30, 2018
Book Page	0349/1973
Instrument	201800248822

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 21, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 740 Spruce St was $2,414, down 5.4% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Clinton Township
Municipality	Wauseon City
Unified School District	Wauseon Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,414.00 (-5.44%)	$53,100 (-) Land $12,600 Building $40,500	$151,700 (-) Land $36,000 Building $115,700
2024	$2,553.00 (-3.77%)	$53,100 (-) Land $12,600 Building $40,500	$151,700 (-) Land $36,000 Building $115,700
2023	$2,653.00 (+11.47%) Homeowner's exemption	$53,100 (+31.11%) Land $12,600 Building $40,500	$151,700 Land $36,000 Building $115,700
2022	$2,380.00 Homeowner's exemption	$40,500 Land $10,500 Building $30,000
2020			$115,700 Land $30,000 Building $85,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 740 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 740 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUSEON CITY PWS serves 7,568 people · EPA ID OH2600111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RTEC Communications.

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