720 Spruce St, Wauseon, OH 43567 Property Records

Fulton County property record for 720 Spruce St, Wauseon, OH 43567

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,840 sqft · built 1973
Lot Size0.344 acres (15,002 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Aug 2019)
Tax Bill$3,698 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-008704-00.000

Property Details

APN / Parcel Number

Primary APN06-008704-00.000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,840 sqft Living Area
1st Floor Area1,840 sqft
Basement Area1,840 sqft
Unfinished Basement1,840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area15,002 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area792 sqft
PorchSlab
Porch Area276 sqft
Patio Area234 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address720 SPRUCE ST
CityWAUSEON
StateOH
Zip43567-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionALBERT HUNERS 3RD EXT LOT 094
Legal Range00
Legal Township00
Legal Section09
Legal SubdivisionALBERT HUNERS SUBDIVISION 3RD EXTENSION
Legal Lot Number94
JurisdictionFULTON OH
Township / Civil DivisionCLINTON
Census Block Group1
Census Block1028
Census Tract40702

Owner

Source: Fulton County records · APN 06-008704-00.000

Assessment roll updated April 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address720 SPRUCE ST, WAUSEON, OH 43567-1804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
PREMIER BANK
Aug 13, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 13, 2019 · Amount on Record
Deed SaleAug 13, 2019 · Amount on Record
Prior SaleJan 01, 1990
Deed Document Number2019254197
Deed Book / Page355 / 2542
Prior Transfer DateJun 20, 2011
Prior Transfer Doc00300/0139
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON OH
Property Address720 SPRUCE ST, WAUSEON, OH 43567-1804
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 SPRUCE ST, WAUSEON, OH 43567-1804

Mortgage

Document Number00388/4798
DateFeb 27, 2026
Book Page388/4798
Instrument202600000806
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Address5555 CLEVELAND AVE, COLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 19, 2056
Interest
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON OH
Property Address720 SPRUCE ST, WAUSEON, OH 43567-1804
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number367/2717
DateSep 10, 2020
Book Page367/2717
Instrument202000261461
Lender
NamePREMIER BANK
TypeBank
AddressYOUNGSTOWN, OH 44503
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFULTON OH
Recording DateAug 13, 2019
Property Address720 SPRUCE ST, WAUSEON, OH 43567-1804
Document Number00355/2542
Book / Page0355 / 2542
Instrument DateAug 13, 2019
Instrument201900254197
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address720 SPRUCE ST, WAUSEON, OH 43567-1804

Mortgage

Document Number201900254198
DateAug 13, 2019
Instrument201900254198
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2039

Tax Assessment & Valuation

Source: Fulton County records · Assessment roll updated April 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyFulton County
County SubdivisionClinton Township
MunicipalityWauseon City
Unified School DistrictWauseon Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,698.00 (-5.47%)$81,310 (-) Land $12,600 Building $68,710$232,300 (-) Land $36,000 Building $196,300
2024$3,912.00 (-3.76%)$81,310 (-) Land $12,600 Building $68,710$232,300 (-) Land $36,000 Building $196,300
2023$4,065.00 (+12.82%) Homeowner's exemption$81,310 (+32.45%) Land $12,600 Building $68,710$232,300 (+32.44%) Land $36,000 Building $196,300
2022$3,603.00 Homeowner's exemption$61,390 Land $10,500 Building $50,890
2020$175,400 Land $30,000 Building $145,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 26, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Defiance Holdings
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Ridgeville Telephone Company.

Based on FCC filings for 161 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWAUSEON CITY PWS
serves 7,568 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number