Bucks County property record for 740 Spruce Rd, Warminster, PA 18974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,024 sqft · built 1957 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (May 2011) |
| Tax Bill | $4,532 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-015-111 |
| Primary APN | 49-015-111 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 10,125 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 740 SPRUCE RD |
|---|---|
| City | WARMINSTER |
| State | PA |
| Zip | 18974-4324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WARMINSTER VILLAGE LOT #9 4 75X135 |
| Legal Subdivision | WARMINSTER VILLAGE |
| Legal Block | 15 |
| Legal Lot Number | 9 |
| Jurisdiction | BUCKS PA |
| Township / Civil Division | WARMINSTER |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 101611 |
740 Spruce Rd is owned and occupied by an individual who bought it in May 2011.
Source: Bucks County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 740 SPRUCE RD, WARMINSTER, PA 18974-4324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Mar 14, 2019 | Deed of Trust, Mortgage · Conventional with PMI CASHCALL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2011 · Amount on File |
| Deed Sale | May 4, 2011 · Amount on File |
| Deed Document Number | 201133249 |
| Deed Book / Page | 6717 / 1246 |
| Prior Transfer Date | Nov 27, 2007 |
| Prior Transfer Doc | 0056641805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCKS PA |
| Property Address | 740 SPRUCE RD, WARMINSTER, PA 18974-4324 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Title Company | STATES TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015240 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 2022015240 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCKS PA |
| Property Address | 740 SPRUCE RD, WARMINSTER, PA 18974-4324 |
| Document Number | 0000013127 |
| Instrument Date | Mar 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC LA |
| Name | Verified Name |
|---|---|
| Address | 740 SPRUCE RD WARMINSTER PA 189744324, WARMINSTER, PA 18974-4324 |
| Document Number | 0000013127 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 13127 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2049 |
The 2025 property tax bill for 740 Spruce Rd was $4,532, up 3.2% from the year before.
Source: Bucks County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bucks County |
| County Subdivision | Warminster Township |
| Unified School District | Centennial School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,800 (-) Land $5,000 Building $15,800 | ||
| 2025 | $4,532.00 (+3.23%) | $20,800 (-) Land $5,000 Building $15,800 | |
| 2024 | $4,390.00 | $20,800 Land $5,000 Building $15,800 | |
| 1972 | $284,930 Land $68,493 Building $216,437 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 740 Spruce Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 740 Spruce Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARMINSTER MUNICIPAL AUTHORITY serves 36,000 people · EPA ID PA1090069 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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