Bucks County property record for 732 Spruce Rd, Warminster, PA 18974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,388 sqft · built 1957 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $131,000 (Aug 1994) |
| Tax Bill | $5,833 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-015-110 |
| Primary APN | 49-015-110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 10,125 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 732 SPRUCE RD |
|---|---|
| City | WARMINSTER |
| State | PA |
| Zip | 18974-4324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT #93 WARMINSTER VILLAG E 75X135 |
| Legal Subdivision | WARMINSTER VILLAG |
| Legal Block | 15 |
| Legal Lot Number | 93 |
| Jurisdiction | BUCKS PA |
| Township / Civil Division | WARMINSTER |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 101611 |
Source: Bucks County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 732 SPRUCE RD, WARMINSTER, PA 18974-4324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 29, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Jun 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 1994 · Amount on Record |
| Deed Sale | Aug 5, 1994 · Amount on Record |
| Prior Sale | Apr 23, 1984 |
| Deed Document Number | 199480157 |
| Deed Book / Page | 949 / 1262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCKS PA |
| Property Address | 732 SPRUCE RD, WARMINSTER, PA 18974-4324 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000060893 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 2022060893 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCKS PA |
| Property Address | 732 SPRUCE RD, WARMINSTER, PA 18974-4324 |
| Document Number | 0000037232 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2018 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 732 SPRUCE RD WARMINSTER PA 189744324, WARMINSTER, PA 18974-4324 |
| Document Number | 0000037232 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 37232 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCKS PA |
| Property Address | 732 SPRUCE RD, WARMINSTER, PA 18974-4324 |
| Document Number | 0000037233 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 732 SPRUCE RD WARMINSTER PA 189744324, WARMINSTER, PA 18974-4324 |
| Document Number | 0000037233 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 37233 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 11, 2033 |
Source: Bucks County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bucks County |
| County Subdivision | Warminster Township |
| Unified School District | Centennial School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,770 (-) Land $5,000 Building $21,770 | ||
| 2025 | $5,833.00 (+3.24%) | ||
| 2024 | $5,650.00 | $26,770 Land $5,000 Building $21,770 | |
| 1972 | $366,711 Land $68,493 Building $298,218 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARMINSTER MUNICIPAL AUTHORITY serves 36,000 people · EPA ID PA1090069 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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