740 Shallow Stream Way, Modesto, CA 95351 Property Records

Stanislaus County property record for 740 Shallow Stream Way, Modesto, CA 95351

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,265 sqft · built 1999
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$187,000 (May 1999)
Tax Bill$3,683 (2026)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN039-066-083-000

Property Details

APN / Parcel Number

Primary APN039-066-083-000
Alternative APNs
  • 0396683000
  • 0396683

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,265 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Lot Area6,970 sqft (0.16 acres)
Parking Spaces3 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address740 SHALLOW STREAM WAY
CityCERES
StateCA
Zip95307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER BLUFFS
Legal SubdivisionRIVER BLUFFS
Legal Block2
Legal Lot Number1&2
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2002
Census Tract2701

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address740 SHALLOW STREAM WAY, MODESTO, CA 95351-4531
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 1999 · Amount on Record
Deed SaleMay 28, 1999 · Amount on Record
Prior SaleJan 20, 1999 · Amount on Record
Deed Document Number199953748
Last Transfer DateMar 19, 2014
Transfer Doc0000018500
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address740 SHALLOW STREAM WAY, MODESTO, CA 95351-4531
Transaction TypeMortgage
Record UpdatedMay 28, 2021
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 SHALLOW STREAM WAY, MODESTO, CA 95351-4531

Mortgage

Document Number0000046891
DateMay 14, 2021
Instrument2021-0046891
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityCeres City
Unified School DistrictCeres Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,683.00 (+0.05%) Homeowner's exemption$324,488 (+2%) Land $55,957 Building $268,531
2025$3,681.00 (+9.72%) Homeowner's exemption$318,126 (+4.04%) Land $54,860 Building $263,266
2023$3,355.00 (+0.93%) Homeowner's exemption$305,775 Land $52,731 Building $253,044
2022$3,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon, Xfinity.

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Nearby Streets

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