739 Shallow Stream Way, Modesto, CA 95351 Property Records

Stanislaus County property record for 739 Shallow Stream Way, Modesto, CA 95351

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,265 sqft · built 1999
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Nov 2025)
Tax Bill	$6,001 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-066-055-000`

Property Details

APN / Parcel Number

Primary APN	`039-066-055-000`
Alternative APNs	`0396655000` `0396655`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,265 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	739 SHALLOW STREAM WAY
City	CERES
State	CA
Zip	95307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BLUFFS
Legal Subdivision	RIVER BLUFFS
Legal Block	2
Legal Lot Number	29
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2004
Census Tract	2701

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	739 SHALLOW STREAM WAY, MODESTO, CA 95351-4531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLEXPOINT INC
Nov 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLEXPOINT INC
Nov 4, 2025	Grant Deed, Transfer · Conventional Mortgage FLEXPOINT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Sep 5, 2025 · Amount on Record
Deed Document Number	202554624
Prior Transfer Date	Jul 21, 2005
Prior Transfer Doc	0000130288
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	739 SHALLOW STREAM WAY, MODESTO, CA 95351-4531
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 3RD AVE 2, 2, REDWOOD CITY, CA 94063-3749

Mortgage

Document Number	0000054627
Date	Nov 4, 2025
Instrument	2025-0054627

Lender

Name	FLEXPOINT INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	739 SHALLOW STREAM WAY, MODESTO, CA 95351-4531
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 3RD AVE 2, 2, REDWOOD CITY, CA 94063-3749

Mortgage

Document Number	0000054627
Date	Nov 4, 2025
Instrument	2025-0054627

Lender

Name	FLEXPOINT INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 4, 2025
Property Address	739 SHALLOW STREAM WAY, MODESTO, CA 95351-4531
Document Number	0000054624
Map Reference	MB 37 PG 86
Instrument Date	Oct 29, 2025
Instrument	2025-0054624
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	739 SHALLOW STREAM WAY, MODESTO, CA 95351-4531

Mortgage

Document Number	0000054625
Date	Nov 4, 2025
Instrument	2025-0054625

Lender

Name	FLEXPOINT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000054626
Date	Nov 4, 2025
Instrument	2025-0054626

Lender

Name	FLEXPOINT INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,001.00 (+84.65%)	$520,000 (+84.89%) Land $220,000 Building $300,000
2025	$3,250.00 (+9.72%)	$281,241 (+4.04%) Land $49,171 Building $232,070
2023	$2,962.00 (+0.95%) Homeowner's exemption	$270,321 Land $47,262 Building $223,059
2022	$2,934.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

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