740 S 4th St, Independence, OR 97351 Property Records

Polk County property record for 740 S 4th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,603 sqft · built 1966
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2018)
Tax Bill	$3,507 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BD-10600`

Property Details

APN / Parcel Number

Primary APN	`08428-BD-10600`
Alternative APN	`206561`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Building Area	2,603 sqft Living Area
Gross Area	3,065 sqft
1st Floor Area	2,059 sqft
Attic	Attic
Attic Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1971
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	206561
Street Address	740 S 4TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HILLS ADDITION LOT 2 BLOCK 14
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HILLS ADDITION
Legal Block	14
Legal Lot Number	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	4
Census Block	4010
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

740 S 4th St is owned and occupied by two individuals who bought it in September 2018.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	740 S 4TH ST, INDEPENDENCE, OR 97351-1800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Feb 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Sep 28, 2018	Warranty Deed, Transfer · VA Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Jul 21, 2004 · Amount on File
Deed Document Number	201811475
Prior Transfer Date	Jul 16, 2007
Prior Transfer Doc	0000012453
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	740 S 4TH ST, INDEPENDENCE, OR 97351-1800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019578
Date	Dec 29, 2020
Instrument	2020-019578

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	740 S 4TH ST, INDEPENDENCE, OR 97351-1800
Document Number	0000001625
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 S 4TH ST INDEPENDENCE OR 973511800, INDEPENDENCE, OR 97351-1800

Mortgage

Document Number	0000001625
Date	Feb 20, 2019
Instrument	1625

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	725 SUMMER ST NE # B, SALEM, OR 97301-1266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Sep 28, 2018
Property Address	740 S 4TH ST, INDEPENDENCE, OR 97351-1800
Document Number	0000011475
Instrument Date	Sep 24, 2018
Instrument	2018-011475
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	740 S 4TH ST, INDEPENDENCE, OR 97351-1800

Mortgage

Document Number	0000011476
Date	Sep 28, 2018
Instrument	2018-011476

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 740 S 4th St was $3,507, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,950 (+3%) Land $46,780 Building $151,170	$546,840 (-6.12%) Land $150,000 Building $396,840
2025	$3,507.00 (+3.79%)	$192,190 (+3%) Land $45,420 Building $146,770	$582,500 (+5.17%) Land $149,300 Building $433,200
2024	$3,379.00 (-2.51%)	$186,600 (+3%) Land $44,100 Building $142,500	$553,870 (+6.42%) Land $137,000 Building $416,870
2023	$3,466.00 (+8.93%)	$181,170 (+3%) Land $42,820 Building $138,350	$520,470 (+26.65%) Land $138,200 Building $382,270
2022	$3,182.00	$175,900 Land $41,570 Building $134,330	$410,950 Land $117,500 Building $293,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 S 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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