737 S 4th St, Independence, OR 97351 Property Records

Polk County property record for 737 S 4th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,100 sqft · built 1978
Lot Size	0.123 acres (5,346 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2023)
Tax Bill	$2,641 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BD-10400`

Property Details

APN / Parcel Number

Primary APN	`08428-BD-10400`
Alternative APN	`206532`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,430 sqft
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,346 sqft (0.123 acres)
Garage Area	330 sqft
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	206532
Street Address	737 S 4TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ONE STORY
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HILLS ADDITION
Legal Block	4
Legal Lot Number	7,8
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	4
Census Block	4011
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	737 S 4TH ST, INDEPENDENCE, OR 97351-1807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Warranty Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Mar 29, 2013 · Amount on Record
Deed Document Number	20235401
Prior Transfer Date	Dec 16, 2019
Prior Transfer Doc	0000015185
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jul 19, 2023
Property Address	737 S 4TH ST, INDEPENDENCE, OR 97351-1807
Document Number	0000005401
Map Reference	VOL 1 PG 38
Instrument Date	Jul 18, 2023
Instrument	2023-005401
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	737 S 4TH ST, INDEPENDENCE, OR 97351-1807

Mortgage

Document Number	0000005402
Date	Jul 19, 2023
Instrument	2023-005402

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	737 S 4TH ST, INDEPENDENCE, OR 97351-1807
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008924
Date	Aug 19, 2019
Instrument	2019-008924

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	737 S 4TH ST, INDEPENDENCE, OR 97351-1807
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TILTE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010948
Date	Jul 6, 2021
Instrument	2021-010948

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,080 (+3%) Land $35,280 Building $113,800	$335,560 (+6.38%) Land $150,000 Building $185,560
2025	$2,641.00 (+3.77%)	$144,740 (+3%) Land $34,250 Building $110,490	$315,440 (-5.62%) Land $135,000 Building $180,440
2024	$2,545.00 (-2.49%)	$140,530 (+3%) Land $33,250 Building $107,280	$334,220 (-2.05%) Land $137,000 Building $197,220
2023	$2,610.00 (+8.93%)	$136,440 (+3%) Land $32,280 Building $104,160	$341,230 (+8.8%) Land $138,200 Building $203,030
2022	$2,396.00	$132,470 Land $31,340 Building $101,130	$313,640 Land $117,500 Building $196,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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