735 Progress Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 735 Progress Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1959
Square Footage	988 sqft Living Area
Lot Size	13,920 sqft (0.32 acres)
Occupancy	Owner Occupied
Last Sale	$453,000 (2023)
Tax Bill	$3,286.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-20-404-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	988 sqft Living Area
1st Floor	988 sqft 1st Floor
Basement Area	988 sqft Basement
Finished Basement	350 sqft Finished
Unfinished Basement	988 sqft Unfinished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	13,920 sqft (0.32 acres)
Depth X Width	174 ft x 80 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	308 sqft Garage
Shed	1 Shed
Shed Area	100 sqft Shed
Patio Area	371 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	735 PROGRESS AVE
City	WATERLOO
State	IA
Zip	50701-3108
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CEDARLOO PARK LOT W-18
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	CEDARLOO PARK
Legal Lot Number	W-18
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1004
Census Tract	1502

Owner

Source: Black Hawk County records · APN 8913-20-404-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	735 PROGRESS AVE, WATERLOO, IA 50701-3108
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK
Aug 23, 2022	Warranty Deed, Transfer BLACK HAWK COUNTY ABSTRACT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Prior Sale	Aug 19, 2023 · Amount on Record
Deed Doc Number	20233153
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 19, 2022
Property Address	735 PROGRESS AVE, WATERLOO, IA 50701-3108
Document Number	202300003008
Instrument Date	Jul 27, 2022
Instrument	202300003008
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$315.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	735 PROGRESS AVE, WATERLOO, IA 50701-3108

Mortgage

Document Number	202300003009
Date	Aug 19, 2022
Instrument	202300003009

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.64%
Type Change Date	Sep 01, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.64%
Index	1-Year CMT
Max Rate	10.6%

Mortgage

Document Number	202300003010
Date	Aug 19, 2022
Instrument	202300003010

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 01, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 23, 2022
Property Address	735 PROGRESS AVE, WATERLOO, IA 50701-3108
Document Number	202300003153
Instrument Date	Jul 27, 2022
Instrument	202300003153
Transaction Type	Transfer
Record Updated	Sep 05, 2022
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$724.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	735 PROGRESS AVE, WATERLOO, IA 50701-3108

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,286.00	$174,280 (+9.44%) Land $25,680 Building $148,600	$174,280 (+9.44%) Land $25,680 Building $148,600
2024	$3,286.00 (+13.15%)
2023		$159,240 (+26.15%) Land $25,680 Building $133,560	$159,240 (+26.15%) Land $25,680 Building $133,560
2022	$2,904.00	$126,230 Land $25,680 Building $100,550
2021			$126,230 Land $25,680 Building $100,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

735 Progress Ave, Waterloo, IA 50701 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Progress Ave

Nearby Streets

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