714 Pearl St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 714 Pearl St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,084 sqft · built 2025
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,000 (Mar 2025)
Tax Bill	$463 (2025)
Deeds & Mortgages	Sep 2024 Construction Loan Mar 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114660-0090`

Property Details

APN / Parcel Number

Primary APN	`114660-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft
Flooring	Wood

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,791 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	714 PEARL ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	1-1(6)(9) DANCY TRACT E46 OF W105 OF S100FT LOT 1 BLK 59 OR6111/1008
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	NEW AUGUSTINE
Legal Block	59
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

Source: St. Johns County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	714 PEARL ST, SAINT AUGUSTINE, FL 32084-3332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2024	Deed of Trust, Mortgage · Construction Mortgage TJM FUNDING LLC
Mar 11, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 27, 2023	Warranty Deed, Transfer PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Nov 27, 2023 · Amount on Record
Deed Document Number	202518737
Deed Book / Page	6111 / 1008
Prior Transfer Date	Jun 30, 2010
Prior Transfer Doc	0033311533
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	714 PEARL ST, SAINT AUGUSTINE, FL 32084-3332
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 STATE ROAD 13 N 106-32, 106, SAINT JOHNS, FL 32259-3863
Investor	Possibly a Property Investor

Mortgage

Document Number	0060201583
Date	Sep 16, 2024
Book Page	6020/1583
Instrument	2024072990

Lender

Name	TJM FUNDING LLC
Type	Non-Lending Institution
Address	GLEN SAINT MARY, FL 32040

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Oct 31, 2025

March 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 11, 2025
Property Address	714 PEARL ST, SAINT AUGUSTINE, FL 32084-3332
Document Number	0061111008
Book / Page	6111 / 1008
Map Reference	MB 1 PG 1
Instrument Date	Mar 6, 2025
Instrument	2025018737
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,338.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 CORDOVA ST, ST AUGUSTINE, FL 32084-3709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 PEARL ST, SAINT AUGUSTINE, FL 32084-3332

Mortgage

Document Number	0061111010
Date	Mar 11, 2025
Instrument	6111/1010

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 27, 2023
Property Address	714 PEARL ST, SAINT AUGUSTINE, FL 32084-3332
Document Number	0058611833
Book / Page	5861 / 1833
Map Reference	MB 1 PG 1
Instrument Date	Nov 21, 2023
Instrument	2023092119
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1922 LAKESIDE DR S, FERNANDINA BEACH, FL 32034-5229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CORDOVA STREET, LAKE BUTLER, FL 32054
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,155 (+522.57%) Land $45,000 Building $235,155	$280,155 (+522.57%) Land $45,000 Building $235,155
2025	$463.00 (+61.89%) Homeowner's exemption	$45,000 (+97.8%)	$45,000 (+97.8%) Land $45,000
2024	$286.00 (+45.92%)	$22,750 (-5.56%)	$22,750 (-5.56%) Land $22,750
2023	$196.00 (+2.08%)	$24,090 (-)	$24,090 (-) Land $24,090
2022	$192.00	$24,090	$24,090 Land $24,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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