740 Miller Ln, Saint Joseph, MI 49085 Property Records

Berrien County property record for 740 Miller Ln, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 1957
Lot Size	0.303 acres (13,199 sqft)
Owner	Company Name on Record
Last Sale	$186,000 (Jul 2005)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-2270-0016-00-4`

Property Details

APN / Parcel Number

Primary APN	`18-2270-0016-00-4`
Alternative APN	`11-18-2270-0016-00-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,655 sqft Living Area
1st Floor Area	1,655 sqft
Basement Area	1,655 sqft
Unfinished Basement	1,655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Raised Ranch
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	165 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	740 MILLER LN
City	SAINT JOSEPH
State	MI
Zip	49085-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 16 FAIRVIEW ACRES
Legal Subdivision	FAIRVIEW ACRES
Legal Lot Number	16
Legal Unit	16
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1061
Census Tract	1100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	740 MILLER LN, SAINT JOSEPH, MI 49085-3616
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Aug 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2005 · Amount on Record
Deed Sale	Jul 27, 2005 · Amount on Record
Prior Sale	Oct 22, 1994
Deed Book / Page	2631 / 1634
Last Transfer Date	Aug 8, 2011
Transfer Doc	02965/2942
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	740 MILLER LN, SAINT JOSEPH, MI 49085-3616
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03299/1209
Date	Nov 6, 2020
Book Page	3299/1209

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 18, 2020
Property Address	740 MILLER LN, SAINT JOSEPH, MI 49085-3616
Document Number	003287/417
Book / Page	3287 / 417
Map Reference	LB 14 PG 37
Instrument Date	Aug 17, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 MILLER LN, SAINT JOSEPH, MI 49085-3616

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,400 (+3.49%)	$290,800 (+3.49%)
2025	$3,494.00 (+2.7%) Homeowner's exemption	$140,500 (+4.07%)	$281,000 (+4.07%)
2024	$3,402.00 (+8.76%)
2023		$135,000	$270,000
2022	$3,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2009–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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