712 Miller Ln, Saint Joseph, MI 49085 Property Records

Berrien County property record for 712 Miller Ln, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1959
Lot Size	0.306 acres (13,329 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Oct 2018)
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-2270-0014-00-1`

Property Details

APN / Parcel Number

Primary APN	`18-2270-0014-00-1`
Alternative APN	`11-18-2270-0014-00-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Raised Ranch
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	165 ft deep x 80.6 ft wide
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	712 MILLER LN
City	SAINT JOSEPH
State	MI
Zip	49085-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 14 FAIRVIEW ACRES
Legal Subdivision	FAIRVIEW ACRES
Legal Lot Number	14
Legal Unit	14
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1061
Census Tract	1100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 MILLER LN, SAINT JOSEPH, MI 49085-3616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 16, 2018	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Oct 11, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	Jun 6, 1977 · Amount on Record
Deed Book / Page	3219 / 1984
Prior Transfer Date	Oct 10, 2018
Prior Transfer Doc	03219/3176
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	712 MILLER LN, SAINT JOSEPH, MI 49085-3616
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 MILLER LN, SAINT JOSEPH, MI 49085-3616

Mortgage

Document Number	03423/3262
Date	Apr 2, 2024
Book Page	3423/3262
Instrument	2024403101

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Nov 1, 2048

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	712 MILLER LN, SAINT JOSEPH, MI 49085-3616
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 MILLER LN, SAINT JOSEPH, MI 49085-3616

Mortgage

Document Number	03386/1086
Date	Sep 19, 2022
Book Page	3386/1086
Instrument	2022362822

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Nov 1, 2048

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 16, 2018
Property Address	712 MILLER LN, SAINT JOSEPH, MI 49085-3616
Document Number	03219/3176
Book / Page	3219 / 3176
Map Reference	LB14 PG37
Instrument Date	Oct 10, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 MILLER LN, SAINT JOSEPH, MI 49085-3616
Investor	Possibly a Property Investor

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 11, 2018
Property Address	712 MILLER LN, SAINT JOSEPH, MI 49085-3616
Document Number	03219/1984
Book / Page	3219 / 1984
Map Reference	LB14 PG37
Instrument Date	Oct 9, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 MILLER LN, SAINT JOSEPH, MI 49085-3616
Investor	Possibly a Property Investor

Mortgage

Document Number	03219/1586
Date	Oct 10, 2018
Book Page	3219/1586

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,300 (+1.51%)	$188,600 (+1.51%)
2025	$2,720.00 (+2.6%) Homeowner's exemption	$92,900 (+2.09%)	$185,800 (+2.09%)
2024	$2,651.00 (+8.38%)
2023		$91,000	$182,000
2022	$2,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2009–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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