740 Midland Rd, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 740 Midland Rd, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	2,864 sqft · built 1922
Lot Size	0.224 acres (9,749 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Dec 2023)
Tax Bill	$18,814 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44-00715-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`44-00715-0000-00010`
Alternative APNs	`440071500010` `215400`

Interior

Stories	2 Stories
Building Area	2,864 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Ranch
Construction Type	Frame
Lot Area	9,749 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide

Location & Zoning

Account Number	215400
Street Address	740 MIDLAND RD
City	ORADELL
State	NJ
Zip	07649-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	75X130
Legal Subdivision	HELM PROP ORADELL HEIGHTS
Legal Block	715
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2014
Census Tract	40001

Owner

740 Midland Rd is owned and occupied by two individuals who bought it in December 2023.

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	740 MIDLAND RD, ORADELL, NJ 07649-1420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Sep 25, 1998 · Amount on File
Deed Document Number	202378691
Deed Book / Page	5138 / 1775
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 8, 2023
Property Address	740 MIDLAND RD, ORADELL, NJ 07649-1420
Document Number	0051381775
Book / Page	5138 / 1775
Instrument Date	Nov 13, 2023
Instrument	2023078691
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 SANFORD RD, STOCKTON, NJ 08559-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 MIDLAND RD, ORADELL, NJ 07649-1420

Mortgage

Document Number	2023078692
Date	Dec 8, 2023
Instrument	2023078692

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	740 MIDLAND RD, ORADELL, NJ 07649-1420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNIVERSAL SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038770161
Date	Dec 21, 2020
Book Page	3877/161
Instrument	20-136752

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 740 Midland Rd was $18,814, up 5.5% from the year before.

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$859,300 (+4.82%) Land $435,000 Building $424,300	$859,300 (+4.82%) Land $435,000 Building $424,300
2025	$18,814.00 (+5.51%)	$819,800 Land $408,000 Building $411,800	$819,800 Land $408,000 Building $411,800
2024	$17,831.00
2023		$616,800 (+4.56%) Land $288,300 Building $328,500	$616,800 (+4.56%) Land $288,300 Building $328,500
2022	$15,773.00 (+0.85%)	$589,900 Land $278,300 Building $311,600	$589,900 Land $278,300 Building $311,600
2021	$15,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 Midland Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Midland Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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