731 Midland Rd, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 731 Midland Rd, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	2,282 sqft · built 1933
Lot Size	0.298 acres (12,998 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Nov 2015)
Tax Bill	$17,474 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-00402-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`44-00402-0000-00003`
Alternative APNs	`440040200003` `213800`

Interior

Stories	2 Stories
Building Area	2,282 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Ranch
Construction Type	Frame
Lot Area	12,998 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide

Location & Zoning

Account Number	213800
Street Address	731 MIDLAND RD
City	ORADELL
State	NJ
Zip	07649-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	100X130
Legal Subdivision	HELM PROP ORADELL HEIGHTS
Legal Block	402
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2021
Census Tract	40001

Owner

731 Midland Rd is owned by two individuals who bought it in November 2015.

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 BENNETT RD, TEANECK, NJ 07666-5513
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jul 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2015 · Amount on File
Deed Sale	Nov 30, 2015 · Amount on File
Deed Document Number	201589289
Deed Book / Page	2115 / 1436
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	731 MIDLAND RD, ORADELL, NJ 07649-1419
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 MIDLAND RD, ORADELL, NJ 07649-1419

Mortgage

Document Number	0046181324
Date	Mar 14, 2022
Book Page	4618/1324
Instrument	2022031505

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	731 MIDLAND RD, ORADELL, NJ 07649-1419
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042330550
Date	Jun 24, 2021
Book Page	4233/550
Instrument	2021101741

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	731 MIDLAND RD, ORADELL, NJ 07649-1419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033041812
Date	Jul 25, 2019
Book Page	3304/1812
Instrument	19-048261

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	731 MIDLAND RD, ORADELL, NJ 07649-1419
Document Number	0036701026
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	731 MIDLAND RD ORADELL NJ 076491419, ORADELL, NJ 07649-1419

Mortgage

Document Number	0036701026
Date	Aug 17, 2020
Book Page	003670/001026
Instrument	74390

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 731 Midland Rd was $17,474, up 6.5% from the year before.

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$803,900 (+5.58%) Land $463,300 Building $340,600	$803,900 (+5.58%) Land $463,300 Building $340,600
2025	$17,474.00 (+6.46%)	$761,400 Land $430,800 Building $330,600	$761,400 Land $430,800 Building $330,600
2024	$16,413.00
2023		$594,500 Land $308,300 Building $286,200	$594,500 Land $308,300 Building $286,200
2022	$15,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 Midland Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 Midland Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Midland Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures