740 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 740 Indigo Loop, Miramar Beach, FL 32550 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1999
Square Footage	2,192 sqft Living Area
Lot Size	11,998 sqft (0.275 acres)
Occupancy	Owner Occupied
Last Sale	$640,000 (2023)
Tax Bill	$4,883.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00K-0080`
Alternative APNs	`30-221-42910-00K-0080` `1069407`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,192 sqft Living Area
Gross Area	3,264 sqft Gross Area
1st Floor	2,192 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Concrete Roof
Lot Area	11,998 sqft (0.275 acres)
Depth X Width	134 ft x 77 ft Depth x Width
Garage Type	Attached Garage
Garage Area	575 sqft Garage
Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	Deck Area
Porch Area	497 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	740 INDIGO LOOP
City	MIRAMAR BEACH
State	FL
Zip	32550-5230
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK K EMERALD BAY PH 1A PB 9-7 OR 1963-398 OR 2969-4842 OR 3281-1501 OR 3311-3113
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY PH 1A
Legal Phase	1A
Legal Block	K
Legal Lot Number	8
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1003
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00K-0080

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	740 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5230
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 29, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 23, 2023	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Prior Sale	Feb 02, 2015 · Amount on Record
Deed Doc Number	20236220
Deed Book / Page	3281 / 1501
Last Transfer Date	Dec 29, 2023
Transfer Doc	0033113113
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Jul 02, 2026
Property Address	740 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5230
Document Number	0000027352
Book / Page	3404 / 1947
Instrument Date	Jun 25, 2026
Instrument	202627352
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5230

Mortgage

Document Number	0000027352,
Date	Jul 02, 2026
Book Page	3404/1947
Instrument	202627352

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Dec 29, 2023
Property Address	740 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5230
Document Number	0033113113
Book / Page	3311 / 3113
Map Reference	MB 9 PG 7&7A
Instrument Date	Dec 29, 2023
Instrument	20230046232
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5230

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 23, 2023
Property Address	740 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5230
Document Number	0032811501
Book / Page	3281 / 1501
Map Reference	MB 9 PG 7&7A
Instrument Date	Feb 23, 2023
Instrument	20230006220
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,480.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 BLUE MARLIN CT, DESTIN, FL 32541-5526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5230

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,883.00 (-2.11%)	$584,039 (+2.09%) Land $161,000 Building $423,039	$584,039 (+2.09%) Land $161,000 Building $423,039
2024	$4,988.00 (-4.04%)
2023	$5,198.00 (+108.84%)	$572,099 (-0.02%) Land $161,000 Building $411,099	$572,099 (-0.02%) Land $161,000 Building $411,099
2022	$2,489.00 Homeowner's exemption	$572,211 Land $146,617 Building $425,594	$572,211 Land $146,617 Building $425,594

Flood & Wildfire

740 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources System	Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood Insurance	Not eligible (built 1999) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

740 Indigo Loop, Miramar Beach, FL 32550 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Coastal Barrier Resources

Wildfire

Nearby Properties on Indigo Loop

Nearby Streets

Search Property Records by Address or Parcel Number