740 E Ocean Ave, Apt 103, Boynton Beach, FL 33435 Property Records

Palm Beach County property record for 740 E Ocean Ave, Apt 103, Boynton Beach, FL 33435

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 908 sqft · built 1974
Owner	Individual Name on Record
Last Sale	$305,000 (Feb 2024)
Tax Bill	$4,774 (2025)
Deeds & Mortgages	Feb 2024 Sale May 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-43-45-27-45-002-1030`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-27-45-002-1030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	908 sqft Living Area

Exterior

Year Built	Built 1974
Construction Type	Concrete Block

Location & Zoning

Street Address	740 E OCEAN AVE APT 103, 103
City	BOYNTON BEACH
State	FL
Zip	33435-5103
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	COASTAL TOWERS COND APTS UNIT 103-S
Legal Range	43E
Legal Township	45S
Legal Section	27
Legal Subdivision	COASTAL TOWERS COND APTS
Legal Block	2
Legal Unit	103-S
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2001
Census Tract	6202

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	740 E OCEAN AVE APT 103, 103, BOYNTON BEACH, FL 33435-5103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer NOT AVAILABLE, REED GRIFFITH & MORAN
May 3, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 31, 2018	Warranty Deed, Transfer · Line of Credit FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	May 3, 2022 · Amount on Record
Deed Document Number	20240054125
Deed Book / Page	34834 / 295
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 16, 2024
Property Address	740 E OCEAN AVE APT 103, 103, BOYNTON BEACH, FL 33435-5103
Document Number	0348340295
Book / Page	34834 / 295
Instrument Date	Feb 12, 2024
Instrument	20240054125
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	NOT AVAILABLE, REED GRIFFITH & MORAN

Transaction

Amount	Amount Recorded
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158 WINTER HARBOR DR, OCEAN CITY, MD 21842-4829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	740 E OCEAN AVE APT 103, 103, BOYNTON BEACH, FL 33435-5103
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 3, 2022
Property Address	740 E OCEAN AVE APT 103, 103, BOYNTON BEACH, FL 33435-5103
Document Number	0335191507
Book / Page	33519 / 1507
Map Reference	MB 2274 PG 399
Instrument Date	Apr 20, 2022
Instrument	20220188792
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 WINTER HARBOR DR, OCEAN CITY, MD 21842-4829

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	740 E OCEAN AVE APT 103, 103, BOYNTON BEACH, FL 33435-5103
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0317120541
Date	Sep 3, 2020
Book Page	31712/541
Instrument	20200325313

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 31, 2018
Property Address	740 E OCEAN AVE APT 103, 103, BOYNTON BEACH, FL 33435-5103
Document Number	0302171647
Book / Page	30217 / 1647
Map Reference	OR 2274 PG 399
Instrument Date	Oct 25, 2018
Instrument	20180413320
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23800 COSTA DEL SOL RD APT 101, 23800, ESTERO, FL 34135-1821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 E OCEAN AVE APT 103, 103, BOYNTON BEACH, FL 33435-5103

Mortgage

Document Number	20180413322
Date	Oct 31, 2018
Instrument	20180413322

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0302171649
Date	Oct 31, 2018
Book Page	30217/1649
Instrument	20180413321

Lender

Name	NATIONWIDE HOME LOANS CORP
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,774.00 (-9.67%)	$225,000 (-1%) Building $225,000	$225,000 (-1%) Building $225,000
2023	$5,285.00 (+116.69%)	$250,000 (+67.13%) Building $250,000	$250,000 (+16.82%) Building $250,000
2022	$2,439.00 Homeowner's exemption	$149,582	$214,000 Building $214,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	963 units insured incl. 887 condo units
Nearby Flood Claims	18 (1979–2014)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Oct 2014 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Blue Stream, Hotwire Communications, Verizon.

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