740 E Ocean Ave, #409, Boynton Beach, FL 33435 Property Records

Palm Beach County property record for 740 E Ocean Ave, #409, Boynton Beach, FL 33435

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,142 sqft · built 1974
Lot Size	3.56 acres (155,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Dec 2019)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-43-45-27-45-002-4090`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-27-45-002-4090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	273 Units
Stories	4 Stories
Building Area	1,142 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	155,106 sqft (3.56 acres)

Location & Zoning

Street Address	740 E OCEAN AVE, 409
City	BOYNTON BEACH
State	FL
Zip	33435-5175
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	COASTAL TOWERS COND APTS UNIT 409-S
Legal Range	43E
Legal Township	45S
Legal Section	27
Legal Subdivision	COASTAL TOWERS CONDO
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2001
Census Tract	6202

Owner

Source: Palm Beach County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	740 E OCEAN AVE, 409, BOYNTON BEACH, FL 33435-5175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Dec 19, 2019	Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	2019463067
Deed Book / Page	31102 / 140
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	740 E OCEAN AVE APT 409, 409, BOYNTON BEACH, FL 33435-5175
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 E OCEAN AVE 409, 409, BOYNTON BEACH, FL 33435-5175

Mortgage

Document Number	0322620615
Date	Mar 8, 2021
Book Page	32262/615
Instrument	20210103889

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 19, 2019
Property Address	740 E OCEAN AVE APT 409, 409, BOYNTON BEACH, FL 33435-5175
Document Number	0311020140
Book / Page	031102 / 000140
Instrument Date	Nov 25, 2019
Instrument	463067
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	740 E OCEAN AVE #106 BOYNTON BEACH FL 334355103, 106, BOYNTON BEACH, FL 33435-5103

Mortgage

Document Number	311020143
Date	Dec 19, 2019
Book Page	031102/000143
Instrument	463068

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00 (+43.23%) Homeowner's exemption	$179,864 (+5.99%)	$326,000 (-2.98%) Building $326,000
2023	$2,098.00 (-23.79%) Homeowner's exemption	$169,704 (+3%)	$336,000 (+15.45%) Building $336,000
2022	$2,753.00 Homeowner's exemption	$164,761	$291,040 Building $291,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	963 units insured incl. 887 condo units
Nearby Flood Claims	18 (1979–2014)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Oct 2014 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Blue Stream, Hotwire Communications, Verizon.

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