740 Deer St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 740 Deer St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1923
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Nov 2025)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2021 Sale & Mortgage
APN	`060300 79.19-6-61`

Property Details

APN / Parcel Number

Primary APN	`060300 79.19-6-61`
Alternative APNs	`03000790190006061000` `030035550`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	616 sqft
2nd Floor Area	744 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	180 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030035550
Street Address	740 DEER ST
City	DUNKIRK
State	NY
Zip	14048-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	40 X 180 RES; OLD APN: 060300 59-1-55
Legal Block	6
Legal Lot Number	61.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	2
Census Block	2003
Census Tract	35700

Owner

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	66 HARLAN ST, DEPEW, NY 14043-2517
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Sep 2, 2021 · Amount on Record
Deed Document Number	20257686
Prior Transfer Date	Feb 21, 2013
Prior Transfer Doc	0000002013/000000171
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	740 DEER ST, DUNKIRK, NY 14048-2606
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2025003993
Date	Nov 25, 2025
Instrument	MT2025003993

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Sep 2, 2021
Property Address	740 DEER ST, DUNKIRK, NY 14048-2606
Document Number	DE2021006364
Instrument Date	Sep 2, 2021
Instrument	DE2021006364
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 N ERMINE ST, DUNKIRK, NY 14048-1144
Investor	Possibly a Property Investor

Mortgage

Document Number	MT2021004141
Date	Sep 2, 2021
Instrument	MT2021004141

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,234.00	$55,500 (-) Land $2,600 Building $52,900	$126,136 (+25%) Land $5,909 Building $120,227
2023		$55,500 (-) Land $2,600 Building $52,900	$100,909 (+14.55%) Land $4,727 Building $96,182
2022		$55,500 Land $2,600 Building $52,900	$88,095 Land $4,127 Building $83,968

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: CIBL.

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