739 Deer St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 739 Deer St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,628 sqft · built 1913
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (May 2024)
Tax Bill	$2,076 (2026)
Deeds & Mortgages	Oct 2007 Mortgage Nov 2005 Mortgage + 3 more
APN	`060300 79.19-7-42`

Property Details

APN / Parcel Number

Primary APN	`060300 79.19-7-42`
Alternative APNs	`03000790190007042000` `030032400`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,628 sqft Living Area
1st Floor Area	880 sqft
2nd Floor Area	748 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	180 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030032400
Street Address	739 DEER ST
City	DUNKIRK
State	NY
Zip	14048-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	40 X 180 RES; OLD APN: 060300 59-2-22
Legal Block	7
Legal Lot Number	42.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	2
Census Block	2004
Census Tract	35700

Owner

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	739 DEER ST, DUNKIRK, NY 14048-2605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2007	Deed of Trust, Mortgage GREATER CHAUTAUQUA FEDERAL CREDIT UNION
Nov 14, 2005	Deed of Trust, Mortgage GREATER CHAUTAUQUA FEDERAL CREDIT UNION
Jul 21, 2009	Deed of Trust, Mortgage MANUFACTURERS & TRADERS TRUST CO
May 24, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PREMIUM MORTGAGE CO
May 24, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2024 · Amount on Record
Deed Sale	May 24, 2024 · Amount on Record
Deed Document Number	20243632
Record Updated	Oct 29, 2026

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	739 DEER ST, DUNKIRK, NY 14048-2605
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002996/0000000832
Date	Oct 29, 2007
Book Page	0000002996/0000000832
Instrument	0000005239

Lender

Name	GREATER CHAUTAUQUA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	739 DEER ST, DUNKIRK, NY 14048-2605
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002854/0000000938
Date	Nov 14, 2005
Book Page	0000002854/0000000938
Instrument	0000005914

Lender

Name	GREATER CHAUTAUQUA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	146 Months
Due	Jan 1, 2018

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	739 DEER ST, DUNKIRK, NY 14048-2605
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003096/0000000796
Date	Jul 21, 2009
Book Page	0000003096/0000000796

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	739 DEER ST, DUNKIRK, NY 14048-2605
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2024002182
Date	May 24, 2024
Instrument	MT2024002182

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	May 24, 2024
Property Address	739 DEER ST, DUNKIRK, NY 14048-2605
Document Number	DE2024003632
Instrument Date	Apr 29, 2024
Instrument	DE2024003632
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 W 4TH ST, DUNKIRK, NY 14048-2072

Mortgage

Document Number	MT2024002181
Date	May 24, 2024
Instrument	MT2024002181

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,076.00 (+5.65%)
2025	$1,965.00	$49,900 (-) Land $2,600 Building $47,300	$113,409 (+25%) Land $5,909 Building $107,500
2023		$49,900 (-) Land $2,600 Building $47,300	$90,727 (+14.55%) Land $4,727 Building $86,000
2022	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$49,900 Land $2,600 Building $47,300	$79,206 Land $4,127 Building $75,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

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