740 Beach Dr, #A, Destin, FL 32541 Property Records

Okaloosa County property record for 740 Beach Dr, #A, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,130 sqft · built 2014
Lot Size0.354 acres (15,406 sqft)
Owner2 Individual Names on File
Tax Bill$6,866 (2025)
Flood ZoneZone AE (high risk)
APNC56-001-045-5447-2

Property Details

APN / Parcel Number

Primary APNC56-001-045-5447-2
Alternative APNs
  • 00-2S-22-1360-0040-0060
  • 22S200136000400060

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,130 sqft Living Area
Gross Area3,660 sqft
1st Floor Area750 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area15,406 sqft (0.354 acres)
Lot Width50 ft Width
Garage TypeAttached
Garage Area630 sqft
DrivewayDriveway
PorchFinished/Open Porch
Porch Area900 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address740 BEACH DR, A
CityDESTIN
StateFL
Zip32541-1641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESUB OF KELLYS ADD TO DESTIN LOT 6 BLK 4
Legal SubdivisionRESUB OF KELLYS ADD
Legal Block4
Legal Lot Number6
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2002
Census Tract23306

Owner

740 Beach Dr, #A is owned and occupied by two individuals.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address740 BEACH DR, A, DESTIN, FL 32541-1641
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 740 Beach Dr, #A was $6,866 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,866.00 Homeowner's exemption$618,779$910,760 Land $418,071 Building $492,689
2023$6,514.00 (+2.31%) Homeowner's exemption$583,825 (+3%)$896,626 (+11.53%) Land $401,991 Building $494,635
2022$6,367.00 Homeowner's exemption$566,820$803,945 Land $348,044 Building $455,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 Beach Dr, #A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Beach Dr, #A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beach Dr

Nearby Streets

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