738 Beach Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 738 Beach Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,352 sqft · built 1992
Lot Size0.701 acres (30,539 sqft)
OwnerCompany Name on Record
Last Sale$1,000,000 (Aug 2017)
Tax Bill$17,990 (2025)
Deeds & MortgagesAug 2017 Sale
Flood ZoneZone X (moderate risk)
APNC56-000-589-9512-7

Property Details

APN / Parcel Number

Primary APNC56-000-589-9512-7
Alternative APN
  • 00-2S-22-1360-0040-0070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,352 sqft Heated Area
Gross Area4,998 sqft
1st Floor Area2,057 sqft
Upper Floors Area1,295 sqft
Interior WallsWallboard/Drywall
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialStucco
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialMasonite/Cement Shake
Lot Area30,539 sqft (0.701 acres)
Lot Width100 ft Width
Garage TypeFinished
Garage Area575 sqft

Exterior Amenities

PorchOpen Porch
Porch Area660 sqft
Patio Area411 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address738 BEACH DR
CityDESTIN
StateFL
Zip32541-1607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESUB OF KELLYS ADD TO DESTIN LOTS 7 & 8 BLK 4
Legal Range22
Legal Township02S
Legal SubdivisionKELLYS ADD
Legal Block4
Legal Lot Number7,8 8
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2002
Census Tract23306

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 620603, WOODSIDE, CA 94062-0603
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2017 · Amount on Record
Deed SaleAug 29, 2017 · Amount on Record
Deed Document Number3156812
Deed Book / Page3315 / 1455
Record UpdatedJun 8, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 29, 2017
Property Address738 BEACH DR, DESTIN, FL 32541-1607
Document Number0033151455
Book / Page003315 / 001455
Instrument DateAug 28, 2017
Instrument3156812
Transaction TypeTransfer
Record UpdatedOct 26, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$7,000.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 620603 WOODSIDE CA 940620603, WOODSIDE, CA 94062-0603

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,990.00 (+7.01%)$1,519,043 (+2.29%) Land $836,142 Building $682,901$1,519,043 (+2.29%) Land $836,142 Building $682,901
2023$16,812.00 (+9.97%)$1,485,043 (+12.02%) Land $803,982 Building $681,061$1,485,043 (+12.02%) Land $803,982 Building $681,061
2022$15,288.00$1,325,648 Land $696,088 Building $629,560$1,325,648 Land $696,088 Building $629,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beach Dr

Nearby Streets

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