740 4th St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 740 4th St, Gilroy, CA 95020 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,378 sqft · built 1951
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on File
Tax Bill	$772 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jun 2023 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`799-24-041`

Property Details

APN / Parcel Number

Primary APN	`799-24-041`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	1,138 sqft
1st Floor Area	1,138 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	740 4TH ST
City	GILROY
State	CA
Zip	95020-5605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 165 SUNSET PARK BOOK 5 PAGE 28 PAGE 29 LOT 1
Legal Subdivision	SUNSET PARK
Legal Tract	165
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1034
Census Tract	512511

Owner

Source: Santa Clara County records · APN 799-24-041

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	740 4TH ST, GILROY, CA 95020-5605
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 12, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Oct 24, 2019	Affidavit of Death, Transfer · Conventional Mortgage QUICKEN LNS
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 08, 2023
Transfer Doc	0025486739
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	740 4TH ST, GILROY, CA 95020-5605
Transaction Type	Mortgage
Record Updated	Nov 05, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 4TH ST, GILROY, CA 95020-5605

Mortgage

Document Number	0025890443
Date	Oct 27, 2025
Instrument	25890443

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2045

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 12, 2023
Property Address	740 4TH ST, GILROY, CA 95020-5605
Document Number	0025486739
Map Reference	MB 5 PG 28&29
Instrument Date	Jun 08, 2023
Instrument	25486739
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	740 4TH ST, GILROY, CA 95020-5605

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	740 4TH ST, GILROY, CA 95020-5605
Document Number	0024508367
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 4TH ST GILROY CA 950205605, GILROY, CA 95020-5605

Mortgage

Document Number	0024508367
Date	Jun 17, 2020
Instrument	24508367

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 24, 2019
Property Address	740 4TH ST, GILROY, CA 95020-5605
Document Number	0024312237
Instrument Date	Oct 16, 2019
Instrument	24312237
Transaction Type	Transfer
Record Updated	Nov 08, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 4TH ST GILROY CA 950205605, GILROY, CA 95020-5605

Mortgage

Document Number	24312238
Date	Oct 24, 2019
Instrument	24312238

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	740 4TH ST, GILROY, CA 95020-5605
Document Number	0024329518
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 4TH ST GILROY CA 950205605, GILROY, CA 95020-5605

Mortgage

Document Number	0024329518
Date	Nov 12, 2019
Instrument	24329518

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	740 4TH ST, GILROY, CA 95020-5605
Document Number	0023707831
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 4TH ST GILROY CA 950205605, GILROY, CA 95020-5605

Mortgage

Document Number	0023707831
Date	Jul 21, 2017
Instrument	23707831

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$59,976 (+2%) Land $17,400 Building $42,576
2025	$772.00 (+2.8%) Homeowner's exemption	$58,801 (+4.04%) Land $17,059 Building $41,742
2023	$751.00 (+2.18%) Homeowner's exemption	$56,520 Land $16,398 Building $40,122
2022	$735.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 703 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Frontier, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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