Santa Clara County property record for 721 4th St, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,727 sqft · built 1935 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $647,000 (May 2022) |
| Tax Bill | $9,058 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 799-23-034 |
| Primary APN | 799-23-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,727 sqft Living Area |
| 1st Floor Area | 1,727 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 721 4TH ST |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-5604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAS ANIMAS RHO |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 512511 |
Source: Santa Clara County records · APN 799-23-034
Assessment roll updated August 11, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 721 4TH ST, GILROY, CA 95020-5604 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE AFFINITY LLC |
| Feb 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage STEPEH TOSTE |
| May 10, 2022 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Apr 01, 2021 | Grant Deed, Transfer · Commercial Mortgage CONVENTUS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on Record |
| Deed Sale | May 10, 2022 · Amount on Record |
| Prior Sale | Apr 01, 2021 · Amount on Record |
| Deed Document Number | 202225299492 |
| Prior Transfer Date | Feb 12, 1997 |
| Prior Transfer Doc | 0013618769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 30, 2026 |
| Property Address | 721 4TH ST, GILROY, CA 95020-5604 |
| Document Number | 0025981380 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202625981380 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 721 4TH ST, GILROY, CA 95020-5604 |
| Document Number | 0025981380, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202625981380 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 721 4TH ST, GILROY, CA 95020-5604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 721 4TH ST, GILROY, CA 95020-5604 |
| Document Number | 0025439140 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 25439140 |
| Name | STEPEH TOSTE |
|---|---|
| Type | Private Party |
| Address | PO BOX 1536, GILROY, CA 95021 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 10, 2022 |
| Property Address | 721 4TH ST, GILROY, CA 95020-5604 |
| Document Number | 0025299492 |
| Map Reference | MAP 7 |
| Instrument Date | May 04, 2022 |
| Instrument | 25299492 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 721 4TH ST, GILROY, CA 95020-5604 |
| Document Number | 0025299493 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 25299493 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 01, 2021 |
| Property Address | 721 4TH ST, GILROY, CA 95020-5604 |
| Document Number | 0024902744 |
| Map Reference | MAP 7 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 24902744 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1928 SAINT ANDREWS CIR, GILROY, CA 95020-3001 |
| Document Number | 0024902745 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 24902745 |
| Name | CONVENTUS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,058.00 (-21.08%) Homeowner's exemption | $738,758 (-19.31%) Land $633,222 Building $105,536 |
| 2024 | $11,478.00 (+0.6%) | |
| 2023 | $11,410.00 (+0.88%) Homeowner's exemption | $915,552 Land $624,240 Building $291,312 |
| 2022 | $11,310.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 703 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Frontier.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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