740 13th St, Elko, NV 89801 Property Records

Elko County property record for 740 13th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1939
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Jun 2026)
Tax Bill	$712 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`001-202-016`

Property Details

APN / Parcel Number

Primary APN	`001-202-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,097 sqft (0.117 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	740 13TH ST
City	ELKO
State	NV
Zip	89801-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	SMITHS ADDITION FILE 43255 THE WLY HALF OF,DESCRIBED AS FOLLOWS,BEG AT COR 1, WHICH IS ALSO THE W COR OF SAID LOT,17;,TH N 4
Legal Subdivision	SMITHS ADDITION
Legal Block	5
Legal Lot Number	17-20
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2002
Census Tract	950800

Owner

740 13th St is owned and occupied by an individual who bought it in June 2026.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	740 13TH ST, ELKO, NV 89801-3442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage NEVADA STATE HOUSING DIVISION
Feb 25, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage CITYWIDE HOME LOANS
Aug 3, 2020	Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage LIPPARELL & ASSOCIATES PROFIT SHARI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Feb 25, 2021 · Amount on File
Deed Document Number	2026865759
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 9, 2026
Property Address	740 13TH ST, ELKO, NV 89801-3442
Document Number	0000865759
Instrument Date	May 21, 2026
Instrument	2026865759
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117,776.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 13TH ST, ELKO, NV 89801-3442

Mortgage

Document Number	0000865759,
Date	Jun 9, 2026
Instrument	2026865759

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Date	Jun 9, 2026

Lender

Name	NEVADA STATE HOUSING DIVISION

Agreement

Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 25, 2021
Property Address	740 13TH ST, ELKO, NV 89801-3442
Document Number	0000782977
Instrument Date	Feb 3, 2021
Instrument	782977
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	486 SKYLINE DR, 486, ELKO, NV 89801-5025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 13TH ST, ELKO, NV 89801-3442

Mortgage

Document Number	0000782978
Date	Feb 25, 2021
Instrument	782978

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Aug 3, 2020
Property Address	740 13TH ST, ELKO, NV 89801-3442
Document Number	0000771965
Instrument Date	Jul 24, 2020
Instrument	771965
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	WFG NATIONAL TITLE CO OF NV

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2430, ELKO, NV 89803-2430

Mortgage

Document Number	0000771966
Date	Aug 3, 2020
Instrument	771966

Lender

Name	LIPPARELL & ASSOCIATES PROFIT SHARI
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	10%

Tax Assessment & Valuation

The 2026 property tax bill for 740 13th St was $712, up 5.5% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$712.00 (+5.48%)	$28,681 (-0.16%) Land $15,050 Building $13,631	$81,946 (-0.16%) Land $43,000 Building $38,946
2025	$675.00 (+2.9%)	$28,728 Land $15,050 Building $13,678	$82,080 Land $43,000 Building $39,080
2024	$656.00 (+9.7%)
2023	$598.00 (+3.1%)	$19,102 (+12.62%) Land $6,615 Building $12,487	$54,577 (+12.62%) Land $18,900 Building $35,677
2022	$580.00	$16,961 Land $6,615 Building $10,346	$48,460 Land $18,900 Building $29,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 740 13th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 13th St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 71% of Nevada
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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