Middlesex County and Natick Town property record for 74 Union St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,679 sqft · built 1950 |
| Lot Size | 0.277 acres (12,057 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,000 (Jun 2013) |
| Tax Bill | $11,451 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Dec 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-00000019 |
| Primary APN | 45-00000019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,679 sqft Living Area |
| 1st Floor Area | 894 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 12,057 sqft (0.277 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 45-00000019 |
|---|---|
| Street Address | 74 UNION ST |
| City | NATICK |
| State | MA |
| Zip | 01760-6065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 382300 |
74 Union St is owned and occupied by two individuals who bought it in June 2013.
Source: Middlesex County and Natick Town records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 UNION ST, NATICK, MA 01760-6065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK |
| Dec 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance SANTANDER BANK NA |
| Jan 24, 2018 | Deed of Trust, Mortgage SANTANDER BANK NA |
| Feb 26, 2019 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| May 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2013 · Amount on File |
| Deed Sale | Jun 26, 2013 · Amount on File |
| Prior Sale | Apr 26, 2007 · Amount on File |
| Deed Book / Page | 62108 / 205 |
| Transfer Doc | 62108-205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 74 UNION ST, NATICK, MA 01760-6065 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 082025-520 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 82025/520 |
| Instrument | 107504 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Dec 22, 2021 |
| Property Address | 74 UNION ST, NATICK, MA 01760-6065 |
| Document Number | 079412-233 |
| Book / Page | 79412 / 233 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 276379 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 74 UNION ST, NATICK, MA 01760-6065 |
| Document Number | 0000276380 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 276380 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 74 UNION ST, NATICK, MA 01760-6065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70547-579 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 70547/579 |
| Instrument | 11211 |
| Name | SANTANDER BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 74 UNION ST, NATICK, MA 01760-6065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72264-287 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 72264/287 |
| Instrument | 23230 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 74 UNION ST, NATICK, MA 01760-6065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74772-451 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 74772/451 |
| Instrument | 81569 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2040 |
The 2025 property tax bill for 74 Union St was $11,451, up 4% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,451.00 (+4.02%) | $957,400 (+6.63%) Land $409,200 Building $548,200 | $1,401,630 |
| 2024 | $11,008.00 (+3.58%) | $897,900 (+6.79%) Land $386,400 Building $511,500 | |
| 2023 | $10,628.00 | $840,800 Land $363,300 Building $477,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Union St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 24 (1979–2024) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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