Delaware County and Colchester Town property record for 74 Union St, Downsville, NY 13755
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Sep 2017) |
| Tax Bill | $1,696 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 122400 358.2-1-15 |
| Primary APN | 122400 358.2-1-15 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,663 sqft (0.13 acres) |
|---|---|
| Lot Dimensions | 50 ft deep x 110 ft wide |
| Account Number | 05601425009 |
|---|---|
| Street Address | 74 UNION ST |
| City | DOWNSVILLE |
| State | NY |
| Zip | 13755-7790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIV 63 GL36 LOT 19 MILLICENT SHIELDS |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | COLCHESTER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 971300 |
Source: Delaware County and Colchester Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 588, DOWNSVILLE, NY 13755-0588 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2017 | Deed of Trust, Mortgage COMMUNITY BANK NA |
| Sep 25, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on Record |
| Deed Sale | Sep 25, 2017 · Amount on Record |
| Deed Document Number | 20176920 |
| Deed Book / Page | 1534 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 74 UNION ST, DOWNSVILLE, NY 13755-7790 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002101/0000000008 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 0000002101/0000000008 |
| Instrument | 000000006921 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Sep 25, 2017 |
| Property Address | 74 UNION ST, DOWNSVILLE, NY 13755-7790 |
| Document Number | 001534/137 |
| Book / Page | 1534 / 137 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 000000006920 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3736 RIVER RD, DOWNSVILLE, NY 13755-3422 |
Source: Delaware County and Colchester Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Colchester Town |
| Unified School District | Downsville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,696.00 (+0.3%) | ||
| 2025 | $1,691.00 (+5.49%) | $2,600 (-) Land $500 Building $2,100 | $65,000 (-) Land $12,500 Building $52,500 |
| 2023 | $2,600 Land $500 Building $2,100 | $65,000 Land $12,500 Building $52,500 | |
| 2020 | $1,603.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 36 (1984–2011) |
| Claims Outside the SFHA | 1 of 36 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MTC Cable Cable | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures