Delaware County and Colchester Town property record for 38 Union St, Downsville, NY 13755
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Feb 2005) |
| Tax Bill | $899 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 122400 358.2-1-17 |
| Primary APN | 122400 358.2-1-17 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|---|
| Lot Dimensions | 50.7 ft deep x 97 ft wide |
| Account Number | 05600145009 |
|---|---|
| Street Address | 38 UNION ST |
| City | DOWNSVILLE |
| State | NY |
| Zip | 13755-7790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIV 63 GL36 LOT 19 |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | COLCHESTER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 971300 |
38 Union St is owned and occupied by two individuals who bought it in February 2005.
Source: Delaware County and Colchester Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 598, DOWNSVILLE, NY 13755-0598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2005 · Amount on File |
| Deed Sale | Feb 14, 2005 · Amount on File |
| Deed Book / Page | 1094 / 148 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 38 Union St was $899 with exemptions applied, up 0.1% from the year before.
Source: Delaware County and Colchester Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Colchester Town |
| Unified School District | Downsville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $899.00 (+0.11%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $898.00 | $2,500 Land $500 Building $2,000 | $62,500 Land $12,500 Building $50,000 |
| 2023 | $2,500 Land $500 Building $2,000 | $62,500 Land $12,500 Building $50,000 | |
| 2020 | $1,103.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Union St in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 36 (1984–2011) |
| Claims Outside the SFHA | 1 of 36 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MTC Cable Cable | 1,000 / 50 |
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