74 Trailside Xing, Middletown, CT 06457 Property Records

Middletown City property record for 74 Trailside Xing, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,273 sqft · built 2015
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$382,500 (Jul 2018)
Tax Bill	$13,218 (2026)
Deeds & Mortgages	Aug 2022 Refinance Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:38 L:0272`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:38 L:0272`
Alternative APN	`R15193`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,273 sqft Living Area
Gross Area	4,161 sqft
1st Floor Area	1,023 sqft
Basement Area	1,023 sqft
Unfinished Basement	1,023 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	34,412 sqft (0.79 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R15193
Street Address	74 TRAILSIDE XING
City	MIDDLETOWN
State	CT
Zip	06457-5466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Lot Number	272
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3014
Census Tract	680200

Owner

74 Trailside Xing is owned and occupied by two individuals who bought it in July 2018.

Source: Middletown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 TRAILSIDE XING, MIDDLETOWN, CT 06457-5466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Jul 16, 2018	Warranty Deed, Transfer LIBERTY FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Prior Sale	Mar 30, 2016 · Amount on File
Deed Document Number	20183410850002
Deed Book / Page	1924 / 278
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	74 TRAILSIDE XING, MIDDLETOWN, CT 06457-5466
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002052-391
Date	Aug 1, 2022
Book Page	2052/391
Instrument	3720010006

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jul 16, 2018
Property Address	74 TRAILSIDE XING, MIDDLETOWN, CT 06457-5466
Document Number	1924-278
Book / Page	1924 / 278
Instrument	3410850002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	19240280
Date	Jul 16, 2018
Instrument	01924/0280

Lender

Name	LIBERTY FEDERAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Interest

Rate	3.75%
Max Rate At Change	80.1%
Max Rate	2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 74 Trailside Xing was $13,218.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,218.00	$342,330 (-) Land $73,210 Building $269,120	$569,986 (+137.86%)
2025		$342,330 (-) Land $73,210 Building $269,120	$239,631 Land $51,247 Building $188,384
2024	$12,670.00 (+4.52%)	$342,330 (-) Land $73,210 Building $269,120
2023	$12,122.00 (+8.97%)	$342,330 (+26.96%) Land $73,210 Building $269,120
2022	$11,124.00	$269,630 Land $54,230 Building $215,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Trailside Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Trailside Xing is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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