45 Trailside Xing, Middletown, CT 06457 Property Records

Middletown City property record for 45 Trailside Xing, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,714 sqft · built 2011
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,490 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:38 L:0267`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:38 L:0267`
Alternative APN	`R15198`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,714 sqft Living Area
Gross Area	4,948 sqft
1st Floor Area	1,230 sqft
Attic	Attic
Attic Area	299 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R15198
Street Address	45 TRAILSIDE XING
City	MIDDLETOWN
State	CT
Zip	06457-5465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Lot Number	267
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3014
Census Tract	680200

Owner

45 Trailside Xing is owned and occupied by two individuals who acquired it in May 2011.

Source: Middletown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 TRAILSIDE XING, MIDDLETOWN, CT 06457-5465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SEASONS FEDERAL CREDIT UNION
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SEASONS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2011
Deed Sale	May 13, 2011
Deed Document Number	20113
Deed Book / Page	1727 / 504
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	45 TRAILSIDE XING, MIDDLETOWN, CT 06457-5465
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002027-197
Date	Nov 12, 2021
Book Page	2027/197
Instrument	3659060007

Lender

Name	SEASONS FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	45 TRAILSIDE XING, MIDDLETOWN, CT 06457-5465
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002088-112
Date	Dec 20, 2023
Book Page	2088/112

Lender

Name	SEASONS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 45 Trailside Xing was $13,490.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,490.00	$349,390 (-) Land $73,780 Building $275,610	$587,118 (+140.06%)
2025		$349,390 (-) Land $73,780 Building $275,610	$244,573 Land $51,646 Building $192,927
2024	$12,931.00 (+4.52%)	$349,390 (-) Land $73,780 Building $275,610
2023	$12,372.00 (+7.4%)	$349,390 (+25.12%) Land $73,780 Building $275,610
2022	$11,520.00	$279,250 Land $54,660 Building $224,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Trailside Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Trailside Xing is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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