74 Three Vines Ct, Ladera Ranch, CA 92694 Property Records

Orange County property record for 74 Three Vines Ct, Ladera Ranch, CA 92694

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,376 sqft · built 2001
Owner	Individual Name on File
Last Sale	$855,000 (Jun 2026)
Tax Bill	$8,688 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`931-888-25`

Property Details

APN / Parcel Number

Primary APN	`931-888-25`
Alternative APN	`759-451-25`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,376 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Garage Area	389 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	74 THREE VINES CT
City	LADERA RANCH
State	CA
Zip	92694-0409
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 15885 BLK LOT 6 UN 604 TRACT 15885, LOT 6 OF PROJECT 931-88 LOCATED ON
Legal Subdivision	TRACT NO 15885
Legal Tract	15885
Legal Lot Number	6
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1005
Census Tract	32057

Owner

74 Three Vines Ct, a condominium, is owned and occupied by an individual who bought it in June 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	74 THREE VINES CT, LADERA RANCH, CA 92694-0409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 16, 2021	Grant Deed, Transfer · Conventional Mortgage AHL FUNDING
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 19, 2018	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Mar 16, 2021 · Amount on File
Deed Document Number	2026187546
Prior Transfer Date	Jun 26, 2014
Prior Transfer Doc	0000348227
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 30, 2026
Property Address	74 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number	0000187546
Instrument Date	Jun 27, 2026
Instrument	2026187546
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,990.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 THREE VINES CT, LADERA RANCH, CA 92694-0409

Mortgage

Document Number	0000187547,
Date	Jun 30, 2026
Instrument	2026187547

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	74 THREE VINES CT, LADERA RANCH, CA 92694-0409
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 THREE VINES CT, LADERA RANCH, CA 92694-0409

Mortgage

Document Number	0000333350
Date	Oct 13, 2022
Instrument	2022000333350

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 16, 2021
Property Address	74 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number	0000182856
Map Reference	MB 804 PG 30-33
Instrument Date	Mar 2, 2021
Instrument	2021000182856
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	74 THREE VINES CT, LADERA RANCH, CA 92694-0409

Mortgage

Document Number	0000182857
Date	Mar 16, 2021
Instrument	2021000182857

Lender

Name	AHL FUNDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	74 THREE VINES CT, LADERA RANCH, CA 92694-0409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028524
Date	Jan 23, 2017
Instrument	2017000028524

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	74 THREE VINES CT, LADERA RANCH, CA 92694-0409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 THREE VINES CT, LADERA RANCH, CA 92694-0409

Mortgage

Document Number	0000494951
Date	Sep 15, 2020
Instrument	2020000494951

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 19, 2018
Property Address	74 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number	0000379747
Map Reference	MB804 PG30-33
Instrument Date	Sep 13, 2018
Instrument	2018000379747
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	EQUITY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	74 THREE VINES CT, LADERA RANCH, CA 92694-0409
Investor	Possibly a Property Investor

Mortgage

Document Number	0000379748
Date	Oct 19, 2018
Instrument	2018000379748

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 74 Three Vines Ct was $8,688.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,651 (+2%) Land $536,089 Building $181,562
2025	$8,688.00	$703,580 Land $525,578 Building $178,002
2023	$8,407.00 (+1.62%)	$676,260 Land $505,169 Building $171,091
2022	$8,273.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 74 Three Vines Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Three Vines Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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