74 Sycamore St, Westminster, MD 21157 Property Records

Carroll County property record for 74 Sycamore St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,170 sqft · built 1966
Lot Size	0.143 acres (6,225 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Oct 2022)
Tax Bill	$4,164 (2026)
Deeds & Mortgages	May 2026 Line of Credit Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-060742`

Property Details

APN / Parcel Number

Primary APN	`07-060742`
Alternative APNs	`7060742` `060742`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Total Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,225 sqft (0.143 acres)
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	060742
Street Address	74 SYCAMORE ST
City	WESTMINSTER
State	MD
Zip	21157-5249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT 1 - 6225 SQ FT 74 SYCAMORE ST 4-9 SYCAMORE STREET DEV
Legal Subdivision	WESTMINSTER
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1002
Census Tract	507801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

74 Sycamore St is owned and occupied by two individuals who bought it in October 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 SYCAMORE ST, WESTMINSTER, MD 21157-5249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Oct 28, 2022	Deed, Transfer · FHA Mortgage MAS ASSOCIAES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Prior Sale	Mar 23, 1983 · Amount on File
Deed Book / Page	10919 / 218
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	May 15, 2026
Property Address	74 SYCAMORE ST, WESTMINSTER, MD 21157-5249
Document Number	1176000139
Book / Page	11763 / 139
Instrument Date	May 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 SYCAMORE ST, WESTMINSTER, MD 21157-5249

Mortgage

Document Number	1176000139,
Date	May 15, 2026
Book Page	11763/139

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 28, 2022
Property Address	74 SYCAMORE ST, WESTMINSTER, MD 21157-5249
Document Number	0109190218
Book / Page	10919 / 218
Map Reference	MB 4 PG 9
Instrument Date	Oct 21, 2022
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	74 SYCAMORE ST, WESTMINSTER, MD 21157-5249

Mortgage

Document Number	0109190225
Date	Oct 28, 2022
Instrument	10919-0225

Lender

Name	MAS ASSOCIAES LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 74 Sycamore St was $4,164, up 19.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,164.00 (+19.45%)	$247,900 (+19.45%) Land $70,000 Building $177,900	$247,900 (-) Land $70,000 Building $177,900
2025	$3,486.00	$207,533	$247,900 Land $70,000 Building $177,900
2023	$2,142.00	$126,800 Land $60,000 Building $66,800	$126,800 Land $60,000 Building $66,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 74 Sycamore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Sycamore St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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