72 Sycamore St, Westminster, MD 21157 Property Records

Carroll County property record for 72 Sycamore St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,170 sqft · built 1964
Lot Size	0.138 acres (6,016 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Oct 2020)
Tax Bill	$4,142 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-060718`

Property Details

APN / Parcel Number

Primary APN	`07-060718`
Alternative APNs	`7060718` `060718`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,016 sqft (0.138 acres)
Porch	Slab
Porch Area	72 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	060718
Street Address	72 SYCAMORE ST
City	WESTMINSTER
State	MD
Zip	21157-5249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT 2 - 6016 SF 72 SYCAMORE ST 4-9 SYCAMORE STREET DEV
Legal Subdivision	WESTMINSTER
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1002
Census Tract	507801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 SYCAMORE ST, WESTMINSTER, MD 21157-5249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2018	Deed of Trust, Mortgage · FHA Mortgage 1ST PREFERENCE MORTGAGE CORP
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 14, 2020	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Nov 18, 2009 · Amount on Record
Deed Book / Page	9896 / 242
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	72 SYCAMORE ST, WESTMINSTER, MD 21157-5249
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	POWERHOUSE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089150237
Date	Jan 12, 2018
Book Page	8915/0237
Instrument	8915-0237

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	72 SYCAMORE ST, WESTMINSTER, MD 21157-5249
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097230340
Date	Jun 17, 2020
Book Page	9723/340

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Mar 1, 2048

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 14, 2020
Property Address	72 SYCAMORE ST, WESTMINSTER, MD 21157-5249
Document Number	0098960242
Book / Page	9896 / 242
Map Reference	MB 4 PG 9
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	72 SYCAMORE ST, WESTMINSTER, MD 21157-5249

Mortgage

Document Number	0009896249
Date	Oct 14, 2020
Instrument	9896/249

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,600 (+27.39%) Land $69,800 Building $195,800	$265,600 (+27.39%) Land $69,800 Building $195,800
2025	$4,142.00 (+17.57%)
2023	$3,523.00	$208,500 Land $59,800 Building $148,700	$208,500 Land $59,800 Building $148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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