Chattooga County property record for 74 Second Ave, Summerville, GA 30747
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,876 sqft · built 1960 |
| Lot Size | 1.74 acres (75,794 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $47,200 (Nov 2013) |
| Tax Bill | $902 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00S41-00000-010-000 |
| Primary APN | 00S41-00000-010-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,876 sqft Heated Area |
| 1st Floor Area | 1,876 sqft |
| Utility Area | 96 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 75,794 sqft (1.74 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 12945 |
|---|---|
| Street Address | 74 SECOND AVE |
| City | SUMMERVILLE |
| State | GA |
| Zip | 30747-1895 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 1-10 BLK I MAXEY SUB |
| Legal Subdivision | MAXEY SUB |
| Legal Block | I |
| Legal Lot Number | 1-10 |
| Jurisdiction | CHATTOOGA GA |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10502 |
Source: Chattooga County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 SECOND AVE, SUMMERVILLE, GA 30747-1895 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Mar 25, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2013 · Amount on Record |
| Deed Sale | Nov 25, 2013 · Amount on Record |
| Prior Sale | Nov 25, 2013 · Amount on Record |
| Deed Document Number | 20131475 |
| Deed Book / Page | 622 / 685 |
| Last Transfer Date | Jun 16, 2015 |
| Transfer Doc | 0006410576 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATTOOGA GA |
| Property Address | 74 SECOND AVE, SUMMERVILLE, GA 30747-1895 |
| Document Number | 0007240696 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 74 SECOND AVE SUMMERVILLE GA 307471895, SUMMERVILLE, GA 30747-1895 |
| Document Number | 0007240696 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 000724/000696 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATTOOGA GA |
| Property Address | 74 SECOND AVE, SUMMERVILLE, GA 30747-1895 |
| Document Number | 0007100197 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 74 SECOND AVE SUMMERVILLE GA 307471895, SUMMERVILLE, GA 30747-1895 |
| Document Number | 0007100197 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 000710/000197 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
Source: Chattooga County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chattooga County |
| Municipality | Summerville City |
| Unified School District | Chattooga County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $902.00 (-26.19%) Homeowner's exemption | $65,240 (+8.88%) Land $10,320 Building $54,920 | $163,100 (+8.88%) Land $25,800 Building $137,300 |
| 2023 | $59,920 Land $4,640 Building $55,280 | $149,800 Land $11,600 Building $138,200 | |
| 2022 | $1,222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMERVILLE serves 9,993 people · EPA ID GA0550003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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