Chattooga County property record for 177 Second Ave, Summerville, GA 30747
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,550 sqft · built 1954 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Nov 2021) |
| Tax Bill | $1,199 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00S41-00000-022-000 |
| Primary APN | 00S41-00000-022-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,550 sqft Heated Area |
| 1st Floor Area | 1,550 sqft |
| Utility Area | 180 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 195 ft deep x 200 ft wide |
| Garage Type | Carport |
| Garage Area | 330 sqft |
| Carport | Carport |
| Carport Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 60 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 12954 |
|---|---|
| Street Address | 177 SECOND AVE |
| City | SUMMERVILLE |
| State | GA |
| Zip | 30747-1897 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1F&1E BLK L MAXEY SUB |
| Legal Subdivision | SUMMERVILLE EAST |
| Legal Block | L |
| Legal Lot Number | 1E,1F |
| Jurisdiction | CHATTOOGA GA |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10502 |
177 Second Ave is owned and occupied by an individual who bought it in November 2021.
Source: Chattooga County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 177 SECOND AVE, SUMMERVILLE, GA 30747-1897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING |
| Nov 16, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE |
| Nov 19, 2021 | Warranty Deed, Transfer |
| Nov 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage NATION STAR MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Prior Sale | Jun 19, 2015 · Amount on File |
| Deed Document Number | 20211178 |
| Deed Book / Page | 743 / 507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATTOOGA GA |
| Property Address | 177 SECOND AVE, SUMMERVILLE, GA 30747-1897 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 177 SECOND AVE, SUMMERVILLE, GA 30747-1897 |
| Document Number | 0007750000000040 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | 0000000775/0000000040 |
| Name | PLANET HOME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATTOOGA GA |
| Recording Date | Nov 16, 2022 |
| Property Address | 177 SECOND AVE, SUMMERVILLE, GA 30747-1897 |
| Document Number | 0007690383 |
| Book / Page | 769 / 383 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022-001286 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 177 SECOND AVE, SUMMERVILLE, GA 30747-1897 |
| Document Number | 0000769385 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 769/385 |
| Name | FIRST COMMUNITY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATTOOGA GA |
| Recording Date | Nov 19, 2021 |
| Property Address | 177 SECOND AVE, SUMMERVILLE, GA 30747-1897 |
| Document Number | 0007450461 |
| Book / Page | 745 / 461 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021-001179 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 177 SECOND AVE, SUMMERVILLE, GA 30747-1897 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATTOOGA GA |
| Recording Date | Nov 19, 2021 |
| Property Address | 177 SECOND AVE, SUMMERVILLE, GA 30747-1897 |
| Document Number | 0007430507 |
| Book / Page | 743 / 507 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021-001178 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 177 SECOND AVE, SUMMERVILLE, GA 30747-1897 |
| Document Number | 0007430000000508 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 0000000743/0000000508 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 177 Second Ave was $1,199 with a homeowner's exemption.
Source: Chattooga County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chattooga County |
| Municipality | Summerville City |
| Unified School District | Chattooga County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,199.00 Homeowner's exemption | $58,160 Land $2,520 Building $55,640 | $145,400 Land $6,300 Building $139,100 |
| 2023 | $57,160 (+36.48%) Land $7,000 Building $50,160 | $142,900 (+36.48%) Land $17,500 Building $125,400 | |
| 2022 | $1,288.00 Homeowner's exemption | $41,882 Land $2,654 Building $39,228 | $104,705 Land $6,636 Building $98,069 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 177 Second Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 177 Second Ave is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMERVILLE serves 9,993 people · EPA ID GA0550003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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