74 Rock Ave, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 74 Rock Ave, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	8 bd · 3 ba · 2,273 sqft · built 1900
Lot Size	0.053 acres (2,309 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Mar 2020)
Tax Bill	$6,887 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:084 L:687 S:005`

Property Details

APN / Parcel Number

Primary APN	`B:084 L:687 S:005`
Alternative APN	`LYNN M:084 B:687 L:005`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,273 sqft Living Area
Gross Area	3,593 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,309 sqft (0.053 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	74 ROCK AVE
City	LYNN
State	MA
Zip	01902-3547
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Subdivision	JAMES M AHEARN
Legal Block	687
Legal Lot Number	5
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2000
Census Tract	206200

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 ROCK AVE, LYNN, MA 01902-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 9, 2020	Quit Claim Deed, Transfer · FHA Mortgage SALEM FIVE MORTGAGE CORP
Jun 4, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Prior Sale	Dec 12, 2012 · Amount on Record
Deed Book / Page	38322 / 35
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	74 ROCK AVE, LYNN, MA 01902-3547
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36912-314
Date	Aug 2, 2018
Book Page	36912/314
Instrument	180802001510

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 9, 2020
Property Address	74 ROCK AVE, LYNN, MA 01902-3547
Document Number	38322-35
Book / Page	38322 / 35
Instrument Date	Mar 9, 2020
Instrument	20200309004100
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 ROCK AVE, LYNN, MA 01902-3547

Mortgage

Document Number	200309004110
Date	Mar 9, 2020
Instrument	200309004110

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	74 ROCK AVE, LYNN, MA 01902-3547
Document Number	37639-49
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 ROCK AVE LYNN MA 019023547, LYNN, MA 01902-3547

Mortgage

Document Number	37639-49
Date	Jul 2, 2019
Book Page	037639/000049
Instrument	2001000

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,887.00 (+7.02%)	$664,759 (+8.78%) Land $186,600 Building $478,159	$720,806
2024	$6,435.00 (-0.53%)	$611,100 (+5.33%) Land $168,400 Building $442,700
2023	$6,469.00	$580,200 Land $168,400 Building $411,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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