55 Rock Ave, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 55 Rock Ave, Lynn, MA 01902

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 6 ba · 7,785 sqft · built 1900
Lot Size	0.112 acres (4,866 sqft)
Owner	2 Company Names on Record
Last Sale	$362,500 (Apr 2010)
Tax Bill	$14,789 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:084 L:690 S:001`

Property Details

APN / Parcel Number

Primary APN	`B:084 L:690 S:001`
Alternative APN	`LYNN M:084 B:690 L:001`

Interior

Bedrooms	12 Beds
Full Baths	6 Baths
Total Rooms	24 Rooms
Units	6 Units
Stories	3 Stories
Building Area	7,785 sqft Living Area
Gross Area	10,432 sqft
Basement Area	2,595 sqft
Unfinished Basement	2,595 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,866 sqft (0.112 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	55 ROCK AVE
City	LYNN
State	MA
Zip	01902-3530
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R4
Legal Block	690
Legal Lot Number	1
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1002
Census Tract	206200

Owner

Source: Essex County and Lynn City records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	179 LEWIS ST, LYNN, MA 01902-4834
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage DIGITAL FEDERAL CREDIT UNION
Jan 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Oct 18, 2019	Grant Deed, Mortgage DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2010 · Amount on Record
Deed Sale	Apr 1, 2010 · Amount on Record
Prior Sale	Nov 12, 2009 · Amount on Record
Deed Book / Page	29369 / 550
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Sep 10, 2026
Property Address	55 ROCK AVE, LYNN, MA 01902-3530
Document Number	0000004120
Book / Page	43623 / 383
Instrument Date	Sep 10, 2026
Instrument	20264120
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004120,
Date	Sep 10, 2026
Book Page	43623/383
Instrument	20264120

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	55 ROCK AVE, LYNN, MA 01902-3530
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041947-35
Date	Jan 12, 2024
Book Page	41947/35
Instrument	20240112001510

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LYNN MA
Recording Date	Oct 18, 2019
Property Address	55 ROCK AVE, LYNN, MA 01902-3530
Book / Page	037947 / 000142
Instrument Date	Oct 18, 2019
Instrument	1018004860
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	179 LEWIS ST LYNN MA 019024834, LYNN, MA 01902-4834

Mortgage

Document Number	37947-142
Date	Oct 18, 2019
Book Page	037947/000142
Instrument	1018004860

Lender

Name	DIGITAL EMP FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,789.00 (+1.22%)	$1,427,500 (+2.88%) Land $201,300 Building $1,226,200
2024	$14,611.00 (+12.82%)	$1,387,600 (+19.47%) Land $181,700 Building $1,205,900
2023	$12,951.00	$1,161,500 Land $181,700 Building $979,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1992 · Winter Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

Nearby Properties on Rock Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures